Talbot State Bank
Talbot State Bank received 99 applications in 2025 and made 61 mortgages, in 34 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $65,000. Of 95 decisions, 8 were denials — 8.4%.
| Legal Entity Identifier | 549300V2JTNKMMF06966 |
|---|---|
| Applications received | 99 |
| Mortgages made | 61 |
| Denied | 8 |
| Approved, not taken up | 26 |
| Withdrawn or incomplete | 4 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Talbot State Bank, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 7 | Under 10 loans | Under 10 loans | 9.1% |
| Refinancing | 36 | Not published | $75,000 | 5.3% |
| Other purposes | 18 | Not published | $55,000 | 14.8% |
Where Talbot State Bank lends most
The 34 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Meriwether County, GA | 7 | Under 10 loans | 9.1% |
| DeKalb County, GA | 5 | Under 10 loans | 0.0% |
| Talbot County, GA | 5 | Under 10 loans | 11.1% |
| Clayton County, GA | 4 | Under 10 loans | 0.0% |
| Henry County, GA | 4 | Under 10 loans | 0.0% |
| Muscogee County, GA | 4 | Under 10 loans | 20.0% |
| Upson County, GA | 4 | Under 10 loans | 0.0% |
| Marion County, GA | 3 | Under 10 loans | 0.0% |
| Coweta County, GA | 2 | Under 10 loans | 25.0% |
| Crawford County, GA | 2 | Under 10 loans | 0.0% |
| Monroe County, GA | 2 | Under 10 loans | 0.0% |
| Pike County, GA | 2 | Under 10 loans | 0.0% |
| Taylor County, GA | 2 | Under 10 loans | 0.0% |
| Chambers County, AL | 1 | Under 10 loans | 0.0% |
| Butts County, GA | 1 | Under 10 loans | 0.0% |
| Fulton County, GA | 1 | Under 10 loans | 0.0% |
| Harris County, GA | 1 | Under 10 loans | 0.0% |
| Houston County, GA | 1 | Under 10 loans | 50.0% |
| Lamar County, GA | 1 | Under 10 loans | 33.3% |
| Macon County, GA | 1 | Under 10 loans | 50.0% |
| Murray County, GA | 1 | Under 10 loans | 0.0% |
| Paulding County, GA | 1 | Under 10 loans | 0.0% |
| Peach County, GA | 1 | Under 10 loans | 0.0% |
| Polk County, GA | 1 | Under 10 loans | 0.0% |
| Rockdale County, GA | 1 | Under 10 loans | 0.0% |
| Spalding County, GA | 1 | Under 10 loans | 0.0% |
| Sumter County, GA | 1 | Under 10 loans | 0.0% |
| Troup County, GA | 1 | Under 10 loans | 0.0% |
| Bibb County, GA | 0 | Under 10 loans | 0.0% |
| Carroll County, GA | 0 | Under 10 loans | 0.0% |
| Douglas County, GA | 0 | Under 10 loans | 100.0% |
| Fayette County, GA | 0 | Under 10 loans | 0.0% |
| Jasper County, GA | 0 | Under 10 loans | 0.0% |
| Randolph County, GA | 0 | Under 10 loans | 0.0% |
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When Talbot State Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.