First Federal Savings and Loan Association
First Federal Savings and Loan Association received 158 applications in 2025 and made 124 mortgages, in 14 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $155,000. Of 142 decisions, 17 were denials — 12.0%, most often for credit history.
| Legal Entity Identifier | 54930017IQ4KPG7QW263 |
|---|---|
| Applications received | 158 |
| Mortgages made | 124 |
| Denied | 17 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 16 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First Federal Savings and Loan Association, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 68 | Not published | $255,000 | 5.5% |
| Refinancing | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Cash-out refinancing | 21 | Not published | $145,000 | 16.0% |
| Other purposes | 32 | Not published | $50,000 | 20.0% |
Where First Federal Savings and Loan Association lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jackson County, MS | 83 | Not published | 11.7% |
| George County, MS | 17 | Not published | 5.6% |
| Harrison County, MS | 10 | Not published | 9.1% |
| Greene County, MS | 4 | Under 10 loans | 20.0% |
| Hancock County, MS | 3 | Under 10 loans | 0.0% |
| Mobile County, AL | 2 | Under 10 loans | 40.0% |
| Washington County, AL | 1 | Under 10 loans | 0.0% |
| Muscogee County, GA | 1 | Under 10 loans | 0.0% |
| Lowndes County, MS | 1 | Under 10 loans | 0.0% |
| Perry County, MS | 1 | Under 10 loans | 0.0% |
| Stone County, MS | 1 | Under 10 loans | 0.0% |
| Baldwin County, AL | 0 | Under 10 loans | Not published |
| Winston County, AL | 0 | Under 10 loans | Not published |
| Marion County, MS | 0 | Under 10 loans | 100.0% |
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When First Federal Savings and Loan Association’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.