First Peoples Bank
First Peoples Bank received 87 applications in 2025 and made 66 mortgages, in 22 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $185,000. Of 77 decisions, 6 were denials — 7.8%.
| Legal Entity Identifier | 549300107HDIK6N8E812 |
|---|---|
| Applications received | 87 |
| Mortgages made | 66 |
| Denied | 6 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 10 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First Peoples Bank, 9 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 42 | Not published | $240,000 | 4.3% |
| Refinancing | 11 | Not published | $155,000 | 7.7% |
| Other purposes | 13 | Not published | $55,000 | 17.7% |
Where First Peoples Bank lends most
The 22 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Harris County, GA | 17 | Not published | 10.0% |
| Muscogee County, GA | 11 | Not published | 0.0% |
| Troup County, GA | 9 | Under 10 loans | 16.7% |
| Coweta County, GA | 5 | Under 10 loans | 0.0% |
| Meriwether County, GA | 5 | Under 10 loans | 0.0% |
| Chambers County, AL | 2 | Under 10 loans | 0.0% |
| Russell County, AL | 2 | Under 10 loans | 33.3% |
| Henry County, GA | 2 | Under 10 loans | 0.0% |
| Lee County, AL | 1 | Under 10 loans | 0.0% |
| Tallapoosa County, AL | 1 | Under 10 loans | 0.0% |
| Sumter County, FL | 1 | Under 10 loans | 0.0% |
| Walton County, FL | 1 | Under 10 loans | 0.0% |
| Butts County, GA | 1 | Under 10 loans | 0.0% |
| Fayette County, GA | 1 | Under 10 loans | 0.0% |
| Fulton County, GA | 1 | Under 10 loans | 0.0% |
| Gwinnett County, GA | 1 | Under 10 loans | 0.0% |
| Jasper County, GA | 1 | Under 10 loans | 0.0% |
| Newton County, GA | 1 | Under 10 loans | 0.0% |
| Pike County, GA | 1 | Under 10 loans | 0.0% |
| Towns County, GA | 1 | Under 10 loans | 0.0% |
| Knox County, TN | 1 | Under 10 loans | 0.0% |
| Heard County, GA | 0 | Under 10 loans | 100.0% |
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When First Peoples Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.