RBC Bank, (Georgia) National Association
RBC Bank, (Georgia) National Association received 1,216 applications in 2025 and made 801 mortgages, in 347 counties across 47 states. The median rate its borrowers got was 5.625% on a median loan of $355,000. Of 1,007 decisions, 195 were denials — 19.4%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493001JT9MT3Z3Y3M39 |
|---|---|
| Applications received | 1,216 |
| Mortgages made | 801 |
| Denied | 195 |
| Approved, not taken up | 11 |
| Withdrawn or incomplete | 209 |
| Loans bought from other lenders | 60 |
| Median rate spread over the prime offer rate | -0.1495 points |
| FDIC-insured bank | Yes: RBC Bank, (Georgia) National Association, 1 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 589 | 5.500% | $395,000 | 8.8% |
| Refinancing | 14 | 5.375% | $595,000 | 30.0% |
| Cash-out refinancing | 107 | 6.500% | $305,000 | 44.2% |
| Other purposes | 91 | 7.000% | $205,000 | 32.4% |
Where RBC Bank, (Georgia) National Association lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Maricopa County, AZ | 54 | 6.063% | 21.7% |
| Harris County, TX | 28 | 5.625% | 0.0% |
| Riverside County, CA | 26 | 6.000% | 29.7% |
| Lee County, FL | 24 | 5.875% | 16.7% |
| Sarasota County, FL | 22 | 5.625% | 18.5% |
| Osceola County, FL | 19 | 5.750% | 29.6% |
| Clark County, NV | 18 | 6.125% | 28.0% |
| Broward County, FL | 15 | 5.750% | 46.7% |
| Palm Beach County, FL | 15 | 5.750% | 32.0% |
| Whatcom County, WA | 12 | 5.625% | 7.7% |
| Pinal County, AZ | 11 | 5.375% | 0.0% |
| Wake County, NC | 11 | 5.625% | 0.0% |
| Miami-Dade County, FL | 10 | 5.500% | 37.5% |
| Pasco County, FL | 10 | 5.563% | 0.0% |
| Fulton County, GA | 10 | 5.000% | 0.0% |
| Oakland County, MI | 10 | 6.063% | 0.0% |
| Montgomery County, TX | 10 | 5.438% | 0.0% |
| Los Angeles County, CA | 9 | Under 10 loans | 40.0% |
| Fort Bend County, TX | 9 | Under 10 loans | 10.0% |
| King County, WA | 9 | Under 10 loans | 25.0% |
| Orange County, FL | 8 | Under 10 loans | 33.3% |
| Charlotte County, FL | 7 | Under 10 loans | 0.0% |
| Manatee County, FL | 7 | Under 10 loans | 36.4% |
| Pinellas County, FL | 7 | Under 10 loans | 20.0% |
| Polk County, FL | 7 | Under 10 loans | 50.0% |
| Volusia County, FL | 7 | Under 10 loans | 30.0% |
| Cook County, IL | 7 | Under 10 loans | 0.0% |
| Orange County, CA | 6 | Under 10 loans | 33.3% |
| Hillsborough County, FL | 6 | Under 10 loans | 33.3% |
| Sumter County, FL | 6 | Under 10 loans | 0.0% |
| Hawaii County, HI | 6 | Under 10 loans | 0.0% |
| Denton County, TX | 6 | Under 10 loans | 0.0% |
| Collier County, FL | 5 | Under 10 loans | 66.7% |
| Duval County, FL | 5 | Under 10 loans | 0.0% |
| DeKalb County, GA | 5 | Under 10 loans | 0.0% |
| Will County, IL | 5 | Under 10 loans | 0.0% |
| Middlesex County, MA | 5 | Under 10 loans | 0.0% |
| Mecklenburg County, NC | 5 | Under 10 loans | 16.7% |
| Allegheny County, PA | 5 | Under 10 loans | 0.0% |
| Horry County, SC | 5 | Under 10 loans | 28.6% |
| Collin County, TX | 5 | Under 10 loans | 0.0% |
| Pima County, AZ | 4 | Under 10 loans | 0.0% |
| Marion County, FL | 4 | Under 10 loans | 33.3% |
| Wayne County, MI | 4 | Under 10 loans | 0.0% |
| Niagara County, NY | 4 | Under 10 loans | 42.9% |
| Westchester County, NY | 4 | Under 10 loans | 0.0% |
| Franklin County, OH | 4 | Under 10 loans | 20.0% |
| Greenville County, SC | 4 | Under 10 loans | 0.0% |
| Davidson County, TN | 4 | Under 10 loans | 0.0% |
| Tarrant County, TX | 4 | Under 10 loans | 20.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.