AmeriFirst Bank
AmeriFirst Bank received 84 applications in 2025 and made 74 mortgages, in 15 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $150,000. Of 79 decisions, 5 were denials — 6.3%, most often for credit history.
| Legal Entity Identifier | 2549002AOWUCD3BSTP80 |
|---|---|
| Applications received | 84 |
| Mortgages made | 74 |
| Denied | 5 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 5 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: AmeriFirst Bank, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 48 | Not published | $150,000 | 4.0% |
| Refinancing | 13 | Not published | $125,000 | 7.1% |
| Cash-out refinancing | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 6 | Under 10 loans | Under 10 loans | 25.0% |
Where AmeriFirst Bank lends most
The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Montgomery County, AL | 34 | Not published | 0.0% |
| Lee County, AL | 9 | Under 10 loans | 18.2% |
| Baldwin County, AL | 7 | Under 10 loans | 0.0% |
| Autauga County, AL | 5 | Under 10 loans | 0.0% |
| Elmore County, AL | 5 | Under 10 loans | 16.7% |
| Bullock County, AL | 3 | Under 10 loans | 0.0% |
| Escambia County, AL | 3 | Under 10 loans | 25.0% |
| Muscogee County, GA | 2 | Under 10 loans | 0.0% |
| Calhoun County, AL | 1 | Under 10 loans | 0.0% |
| Cullman County, AL | 1 | Under 10 loans | 0.0% |
| Dallas County, AL | 1 | Under 10 loans | 0.0% |
| Lowndes County, AL | 1 | Under 10 loans | 0.0% |
| Bay County, FL | 1 | Under 10 loans | 0.0% |
| Escambia County, FL | 1 | Under 10 loans | 0.0% |
| Chilton County, AL | 0 | Under 10 loans | 100.0% |
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When AmeriFirst Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.