The Peoples Bank of Georgia
The Peoples Bank of Georgia received 208 applications in 2025 and made 173 mortgages, in 21 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 206 decisions, 21 were denials — 10.2%.
| Legal Entity Identifier | 5493007ZX1MGMF18FN43 |
|---|---|
| Applications received | 208 |
| Mortgages made | 173 |
| Denied | 21 |
| Approved, not taken up | 12 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Peoples Bank of Georgia, 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 89 | Not published | $135,000 | 8.7% |
| Refinancing | 69 | Not published | $105,000 | 7.4% |
| Other purposes | 15 | Not published | $25,000 | 27.3% |
Where The Peoples Bank of Georgia lends most
The 21 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Upson County, GA | 52 | Not published | 1.9% |
| Marion County, GA | 41 | Not published | 6.3% |
| Schley County, GA | 19 | Not published | 34.4% |
| Talbot County, GA | 10 | Not published | 8.3% |
| Harris County, GA | 7 | Under 10 loans | 12.5% |
| Lamar County, GA | 6 | Under 10 loans | 0.0% |
| Troup County, GA | 6 | Under 10 loans | 0.0% |
| Muscogee County, GA | 5 | Under 10 loans | 0.0% |
| Macon County, GA | 4 | Under 10 loans | 0.0% |
| Pike County, GA | 4 | Under 10 loans | 0.0% |
| Taylor County, GA | 4 | Under 10 loans | 16.7% |
| Meriwether County, GA | 3 | Under 10 loans | 0.0% |
| Sumter County, GA | 3 | Under 10 loans | 42.9% |
| Lee County, AL | 2 | Under 10 loans | 0.0% |
| Bay County, FL | 2 | Under 10 loans | 0.0% |
| Alachua County, FL | 1 | Under 10 loans | 0.0% |
| Butts County, GA | 1 | Under 10 loans | 0.0% |
| Carroll County, GA | 1 | Under 10 loans | 0.0% |
| Coweta County, GA | 1 | Under 10 loans | 0.0% |
| Monroe County, GA | 1 | Under 10 loans | 0.0% |
| Webster County, GA | 0 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.