Mortgage Lender Index

ALLIANT CREDIT UNION

ALLIANT CREDIT UNION received 14,986 applications in 2025 and made 8,359 mortgages, in 1,267 counties across 50 states. The median rate its borrowers got was 7.750% on a median loan of $205,000. Of 13,042 decisions, 4,440 were denials — 34.0%, most often for debt-to-income ratio. 5 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier549300T94GSH3C4U5M59
Applications received14,986
Mortgages made8,359
Denied4,440
Approved, not taken up243
Withdrawn or incomplete1,944
Loans bought from other lenders1,452
Median rate spread over the prime offer rate0.41 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase2,904 6.625%$345,000 13.3%
Refinancing1,461 7.750%$235,000 29.4%
Cash-out refinancing123 6.375%$305,000 25.4%
Other purposes3,871 8.250%$125,000 45.2%

Where ALLIANT CREDIT UNION lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Los Angeles County, CA 4148.000%31.0%
Cook County, IL 3547.688%43.6%
Maricopa County, AZ 3397.750%30.0%
San Diego County, CA 1897.750%30.1%
King County, WA 1837.750%18.8%
Clark County, NV 1378.000%30.7%
Miami-Dade County, FL 1328.625%36.7%
Orange County, CA 1177.750%37.0%
DuPage County, IL 1147.250%27.6%
Alameda County, CA 1097.750%33.3%
Contra Costa County, CA 1097.750%30.2%
Broward County, FL 1018.250%42.3%
Riverside County, CA 1008.250%42.7%
Snohomish County, WA 968.000%22.7%
Will County, IL 836.875%27.8%
Salt Lake County, UT 837.750%24.3%
Santa Clara County, CA 797.750%24.6%
Palm Beach County, FL 778.250%37.2%
Sacramento County, CA 768.250%25.5%
Fulton County, GA 748.000%37.5%
San Bernardino County, CA 698.500%41.2%
Pierce County, WA 688.375%26.1%
Clark County, WA 628.125%25.0%
Jefferson County, CO 607.750%26.2%
Washington County, OR 608.000%13.7%
Clackamas County, OR 598.000%20.5%
Multnomah County, OR 588.000%19.7%
Lake County, IL 557.125%38.7%
Utah County, UT 547.750%21.1%
Sonoma County, CA 538.000%18.2%
Denver County, CO 537.750%32.5%
Cobb County, GA 517.750%27.1%
San Joaquin County, CA 508.250%32.0%
Placer County, CA 477.750%27.3%
Ventura County, CA 478.000%22.6%
Sevier County, TN 476.625%4.1%
Kane County, IL 467.750%28.4%
San Mateo County, CA 457.750%39.2%
Douglas County, CO 457.750%29.2%
Orange County, FL 448.000%47.7%
Washoe County, NV 447.750%19.6%
Pima County, AZ 428.250%29.0%
Bergen County, NJ 427.875%34.8%
Arapahoe County, CO 417.750%40.0%
Solano County, CA 408.500%13.0%
Pinellas County, FL 397.750%32.8%
McHenry County, IL 387.000%28.3%
Harris County, TX 376.250%5.1%
Hennepin County, MN 357.000%27.1%
San Luis Obispo County, CA 347.750%23.9%

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When ALLIANT CREDIT UNION’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.