ALL IN FEDERAL CREDIT UNION
ALL IN FEDERAL CREDIT UNION received 2,433 applications in 2025 and made 1,185 mortgages, in 318 counties across 42 states. The median rate its borrowers got was 7.500% on a median loan of $75,000. Of 2,385 decisions, 997 were denials — 41.8%, most often for other. 17 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300J4330IBZ0BBI43 |
|---|---|
| Applications received | 2,433 |
| Mortgages made | 1,185 |
| Denied | 997 |
| Approved, not taken up | 203 |
| Withdrawn or incomplete | 48 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.669 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 212 | 6.750% | $195,000 | 11.7% |
| Refinancing | 54 | 7.500% | $105,000 | 27.2% |
| Cash-out refinancing | 129 | 7.500% | $105,000 | 26.2% |
| Other purposes | 790 | 8.250% | $65,000 | 49.0% |
Where ALL IN FEDERAL CREDIT UNION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Houston County, AL | 211 | 7.500% | 27.8% |
| Coffee County, AL | 155 | 8.250% | 31.7% |
| Mobile County, AL | 155 | 7.500% | 41.6% |
| Dale County, AL | 83 | 7.500% | 40.9% |
| Walton County, FL | 78 | 7.500% | 41.9% |
| Covington County, AL | 51 | 7.500% | 37.4% |
| Baldwin County, AL | 38 | 8.500% | 35.4% |
| Geneva County, AL | 38 | 7.500% | 33.8% |
| Okaloosa County, FL | 31 | 7.500% | 42.4% |
| Henry County, AL | 24 | 8.625% | 44.9% |
| Pike County, AL | 21 | 7.750% | 34.2% |
| Barbour County, AL | 18 | 7.000% | 40.6% |
| Jackson County, FL | 16 | 7.000% | 51.4% |
| Jackson County, MS | 13 | 9.000% | 33.3% |
| Bay County, FL | 11 | 7.250% | 33.3% |
| Escambia County, FL | 11 | 7.000% | 26.7% |
| Montgomery County, AL | 8 | Under 10 loans | 40.0% |
| Shelby County, AL | 8 | Under 10 loans | 25.0% |
| Holmes County, FL | 7 | Under 10 loans | 52.6% |
| Hillsborough County, FL | 6 | Under 10 loans | 27.3% |
| Santa Rosa County, FL | 6 | Under 10 loans | 20.0% |
| Oconee County, SC | 6 | Under 10 loans | 0.0% |
| Crenshaw County, AL | 5 | Under 10 loans | 33.3% |
| Escambia County, AL | 5 | Under 10 loans | 45.5% |
| Jefferson County, AL | 5 | Under 10 loans | 36.4% |
| Conecuh County, AL | 4 | Under 10 loans | 57.1% |
| St. Clair County, AL | 4 | Under 10 loans | 20.0% |
| Tuscaloosa County, AL | 4 | Under 10 loans | 55.6% |
| Leon County, FL | 4 | Under 10 loans | 0.0% |
| St. Johns County, FL | 4 | Under 10 loans | 20.0% |
| Summit County, OH | 4 | Under 10 loans | 25.0% |
| Shelby County, TN | 4 | Under 10 loans | 28.6% |
| Lee County, AL | 3 | Under 10 loans | 50.0% |
| Madison County, AL | 3 | Under 10 loans | 40.0% |
| Russell County, AL | 3 | Under 10 loans | 0.0% |
| Talladega County, AL | 3 | Under 10 loans | 20.0% |
| San Diego County, CA | 3 | Under 10 loans | 33.3% |
| Calhoun County, FL | 3 | Under 10 loans | 40.0% |
| Lake County, FL | 3 | Under 10 loans | 25.0% |
| Manatee County, FL | 3 | Under 10 loans | 40.0% |
| Washington County, FL | 3 | Under 10 loans | 25.0% |
| Gwinnett County, GA | 3 | Under 10 loans | 0.0% |
| Macomb County, MI | 3 | Under 10 loans | 0.0% |
| Ocean County, NJ | 3 | Under 10 loans | 40.0% |
| Charlotte County, FL | 2 | Under 10 loans | 50.0% |
| Clay County, FL | 2 | Under 10 loans | 33.3% |
| Duval County, FL | 2 | Under 10 loans | 0.0% |
| Marion County, FL | 2 | Under 10 loans | 33.3% |
| Palm Beach County, FL | 2 | Under 10 loans | 0.0% |
| Bibb County, GA | 2 | Under 10 loans | 33.3% |
Get told when this changes
When ALL IN FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.