Mortgage Lender Index

Mortgage lenders in Henry County

488 mortgages were made in Henry County, Alabama, in 2025, by 134 lenders. The median rate their borrowers got was 6.625% on a median loan of $165,000. Of 769 decisions, 236 were denials — 30.7%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 36 6.750% $120,000 20.8%
HNB FIRST BANK 33 Not published $75,000 8.9%
PeoplesSouth Bank 25 7.500% $75,000 10.7%
ALL IN FEDERAL CREDIT UNION 24 8.625% $75,000 44.9%
Five Star Credit Union 22 Not published $135,000 26.3%
DHI MORTGAGE COMPANY, LTD. 22 4.990% $250,000 29.0%
TOWNE MORTGAGE COMPANY 20 6.375% $285,000 0.0%
INTERLINC MORTGAGE SERVICES, LLC 14 6.813% $145,000 6.3%
Mortgage Research Center, LLC 13 6.250% $225,000 7.1%
Fairway Independent Mortgage Corporation 13 6.500% $175,000 7.1%
21st Mortgage Corporation 11 8.970% $125,000 75.6%
MOVEMENT MORTGAGE, LLC 11 6.750% $165,000 19.1%
Navy Federal Credit Union 10 6.563% $205,000 23.1%
UNITED SHORE FINANCIAL SERVICES, LLC 10 5.999% $240,000 16.7%
VANDERBILT MORTGAGE AND FINANCE, INC. 9 Under 10 loans Under 10 loans 52.2%
APCO EMPLOYEES 9 Under 10 loans Under 10 loans 35.7%
UNION HOME MORTGAGE CORP. 9 Under 10 loans Under 10 loans 10.0%
Regions Bank 8 Under 10 loans Under 10 loans 52.6%
FREEDOM MORTGAGE CORPORATION 7 Under 10 loans Under 10 loans 20.0%
CROSSCOUNTRY MORTGAGE, INC. 7 Under 10 loans Under 10 loans 12.5%
Renasant Bank 7 Under 10 loans Under 10 loans 0.0%
River Bank & Trust 7 Under 10 loans Under 10 loans 0.0%
First State Bank of Blakely 7 Under 10 loans Under 10 loans 0.0%
BankPlus 6 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 5 Under 10 loans Under 10 loans 16.7%
Ameris Bank 5 Under 10 loans Under 10 loans 37.5%
Tyndall Federal Credit Union 5 Under 10 loans Under 10 loans 37.5%
CMG MORTGAGE, INC. 5 Under 10 loans Under 10 loans 0.0%
Troy Bank and Trust Company 5 Under 10 loans Under 10 loans 0.0%
ServisFirst Bank 5 Under 10 loans Under 10 loans 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 4 Under 10 loans Under 10 loans 55.6%
AMERICAN FINANCIAL RESOURCES, INC. 4 Under 10 loans Under 10 loans 0.0%
AVADIAN 4 Under 10 loans Under 10 loans 33.3%
KIND LENDING, LLC 4 Under 10 loans Under 10 loans 0.0%
Assurance Financial Group, L.L.C. 4 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 3 Under 10 loans Under 10 loans 42.9%
PENNYMAC LOAN SERVICES, LLC 3 Under 10 loans Under 10 loans 0.0%
SOUTHWEST FUNDING, LP 3 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 3 Under 10 loans Under 10 loans 40.0%
SPRING EQ, LLC 3 Under 10 loans Under 10 loans 50.0%
PNC Bank, National Association 3 Under 10 loans Under 10 loans 40.0%
Wells Fargo Bank, National Association 3 Under 10 loans Under 10 loans 40.0%
BankSouth 3 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 3 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 2 Under 10 loans Under 10 loans 80.0%
GUARANTEED RATE, INC. 2 Under 10 loans Under 10 loans 33.3%
AMERIHOME MORTGAGE COMPANY, LLC 2 Under 10 loans Under 10 loans 0.0%
GENEVA FINANCIAL, LLC 2 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 2 Under 10 loans Under 10 loans 0.0%
The First National Bank of Hartford 2 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 Under 10 loans Under 10 loans 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 Under 10 loans Under 10 loans 0.0%
University Bank 2 Under 10 loans Under 10 loans 0.0%
First Federal Bank, A FSB 2 Under 10 loans Under 10 loans 0.0%
Synovus Bank 2 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
First Federal Bank 2 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 80.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 85.7%
CREDIT HUMAN FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 62.5%
SOUTHWEST STAGE FUNDING, LLC 1 Under 10 loans Under 10 loans 50.0%
FIGURE LENDING LLC 1 Under 10 loans Under 10 loans 40.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 50.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 Under 10 loans Under 10 loans 50.0%
LAKEVIEW LOAN SERVICING, LLC 1 Under 10 loans Under 10 loans 33.3%
Coastal Community Bank 1 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 50.0%
GEORGIA'S OWN 1 Under 10 loans Under 10 loans 50.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
MILEND, INC. 1 Under 10 loans Under 10 loans 0.0%
Magnolia Bank, Incorporated 1 Under 10 loans Under 10 loans 50.0%
GoodLeap, LLC 1 Under 10 loans Under 10 loans 50.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
Tomo Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
First National Bank of Decatur County 1 Under 10 loans Under 10 loans 0.0%
Onward Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
ALAMEDA MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Friend Bank 1 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
LAND HOME FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 1 Under 10 loans Under 10 loans 0.0%
MidSouth Bank 1 Under 10 loans Under 10 loans 0.0%
MAX Credit Union 1 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
The Samson Banking Company, Inc. 1 Under 10 loans Under 10 loans 0.0%
AUBURN UNIVERSITY CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
SmartBank 1 Under 10 loans Under 10 loans 0.0%
ATLANTA POSTAL 1 Under 10 loans Under 10 loans 0.0%
United Bank 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 Under 10 loans Under 10 loans 0.0%
QUORUM FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
TEACHERS FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Ixonia Bank 1 Under 10 loans Under 10 loans 0.0%
First South Farm Credit, ACA 1 Under 10 loans Under 10 loans 0.0%
MISSION LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 1 Under 10 loans Under 10 loans 0.0%
RELIANCE FIRST CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
Discover Bank 1 Under 10 loans Under 10 loans 0.0%
FirstBank 0 Under 10 loans Under 10 loans 88.2%
Peoples Bank 0 Under 10 loans Under 10 loans 100.0%
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
SECURITYNATIONAL MORTGAGE COMPANY 0 Under 10 loans Under 10 loans 100.0%
Truist Bank 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 50.0%
CANOPY MORTGAGE, LLC 0 Under 10 loans Under 10 loans 100.0%
NBKC BANK 0 Under 10 loans Under 10 loans 100.0%
Synergy One Lending, Inc. 0 Under 10 loans Under 10 loans Not published
Loan Funder LLC 0 Under 10 loans Under 10 loans 100.0%
SOUTH RIVER MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
DELMAR FINANCIAL COMPANY 0 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans 100.0%
PREMIER MORTGAGE RESOURCES, L.L.C. 0 Under 10 loans Under 10 loans Not published
Ally Bank 0 Under 10 loans Under 10 loans Not published
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 100.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
NFM, INC. 0 Under 10 loans Under 10 loans Not published
LENDSURE MORTGAGE CORP. 0 Under 10 loans Under 10 loans Not published
MORTGAGE INVESTORS GROUP, INC. 0 Under 10 loans Under 10 loans Not published
Truliant Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
GTE Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
Bank of America, National Association 0 Under 10 loans Under 10 loans 100.0%
Citibank, National Association 0 Under 10 loans Under 10 loans Not published
Flagstar Bank, N.A. 0 Under 10 loans Under 10 loans Not published
United Community Bank 0 Under 10 loans Under 10 loans 100.0%
Radiant Credit Union 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
NUMARK CREDIT UNION 0 Under 10 loans Under 10 loans Not published
PlainsCapital Bank 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Henry County

7 FDIC-insured branches from 4 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
HNB First Bank 3$242.3 million
PeoplesSouth Bank 2$85.5 million
BankSouth 1$48.9 million
Ameris Bank 1$16.7 million

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.