BankSouth
BankSouth received 56 applications in 2025 and made 54 mortgages, in 13 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $295,000. Of 55 decisions, 1 were denials — 1.8%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493003F5IG7YZ4PQ253 |
|---|---|
| Applications received | 56 |
| Mortgages made | 54 |
| Denied | 1 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: BankSouth, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 41 | Not published | $315,000 | 2.4% |
| Refinancing | 13 | Not published | $165,000 | 0.0% |
Where BankSouth lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Houston County, AL | 30 | Not published | 3.2% |
| Bay County, FL | 7 | Under 10 loans | 0.0% |
| Baldwin County, AL | 3 | Under 10 loans | 0.0% |
| Henry County, AL | 3 | Under 10 loans | 0.0% |
| Jefferson County, AL | 2 | Under 10 loans | 0.0% |
| Lee County, AL | 2 | Under 10 loans | 0.0% |
| Coffee County, AL | 1 | Under 10 loans | 0.0% |
| Dale County, AL | 1 | Under 10 loans | 0.0% |
| Geneva County, AL | 1 | Under 10 loans | 0.0% |
| Pike County, AL | 1 | Under 10 loans | 0.0% |
| Tallapoosa County, AL | 1 | Under 10 loans | 0.0% |
| Gulf County, FL | 1 | Under 10 loans | 0.0% |
| Monroe County, FL | 1 | Under 10 loans | 0.0% |
Get told when this changes
When BankSouth’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.