PlainsCapital Bank
PlainsCapital Bank received 130 applications in 2025 and made 101 mortgages, in 194 counties across 44 states. The median rate its borrowers got was Not published on a median loan of $430,000. Of 117 decisions, 14 were denials — 12.0%.
| Legal Entity Identifier | 549300OBLIP1F3NM5751 |
|---|---|
| Applications received | 130 |
| Mortgages made | 101 |
| Denied | 14 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 13 |
| Loans bought from other lenders | 336 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: PlainsCapital Bank, 57 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 78 | Not published | $405,000 | 7.0% |
| Refinancing | 12 | Not published | $625,000 | 33.3% |
| Cash-out refinancing | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 2 | Under 10 loans | Under 10 loans | 50.0% |
Where PlainsCapital Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Cameron County, TX | 12 | Not published | 0.0% |
| Travis County, TX | 12 | Not published | 0.0% |
| Lubbock County, TX | 9 | Under 10 loans | 35.7% |
| Hidalgo County, TX | 8 | Under 10 loans | 11.1% |
| Nueces County, TX | 7 | Under 10 loans | 0.0% |
| Harris County, TX | 6 | Under 10 loans | 14.3% |
| Tarrant County, TX | 5 | Under 10 loans | 28.6% |
| Palo Pinto County, TX | 3 | Under 10 loans | 0.0% |
| Lincoln County, NM | 2 | Under 10 loans | 0.0% |
| Bell County, TX | 2 | Under 10 loans | 0.0% |
| Bexar County, TX | 2 | Under 10 loans | 0.0% |
| Dallas County, TX | 2 | Under 10 loans | 33.3% |
| Hood County, TX | 2 | Under 10 loans | 0.0% |
| Llano County, TX | 2 | Under 10 loans | 0.0% |
| Parker County, TX | 2 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| Miller County, AR | 1 | Under 10 loans | 0.0% |
| Union County, AR | 1 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 1 | Under 10 loans | 0.0% |
| Jefferson County, CO | 1 | Under 10 loans | 0.0% |
| St. Lucie County, FL | 1 | Under 10 loans | 0.0% |
| Hawaii County, HI | 1 | Under 10 loans | 0.0% |
| Flathead County, MT | 1 | Under 10 loans | 0.0% |
| Colfax County, NM | 1 | Under 10 loans | 0.0% |
| Taos County, NM | 1 | Under 10 loans | 0.0% |
| Cooke County, TX | 1 | Under 10 loans | 0.0% |
| Denton County, TX | 1 | Under 10 loans | 50.0% |
| Erath County, TX | 1 | Under 10 loans | 0.0% |
| Galveston County, TX | 1 | Under 10 loans | 0.0% |
| Guadalupe County, TX | 1 | Under 10 loans | 0.0% |
| Hays County, TX | 1 | Under 10 loans | 50.0% |
| Karnes County, TX | 1 | Under 10 loans | 0.0% |
| Liberty County, TX | 1 | Under 10 loans | 0.0% |
| Lynn County, TX | 1 | Under 10 loans | 0.0% |
| Matagorda County, TX | 1 | Under 10 loans | 0.0% |
| Potter County, TX | 1 | Under 10 loans | 0.0% |
| Smith County, TX | 1 | Under 10 loans | 0.0% |
| Williamson County, TX | 1 | Under 10 loans | 50.0% |
| Winkler County, TX | 1 | Under 10 loans | 0.0% |
| Summit County, UT | 1 | Under 10 loans | 0.0% |
| Henry County, AL | 0 | Under 10 loans | Not published |
| Jefferson County, AL | 0 | Under 10 loans | Not published |
| Anchorage Municipality, AK | 0 | Under 10 loans | Not published |
| Yavapai County, AZ | 0 | Under 10 loans | Not published |
| Benton County, AR | 0 | Under 10 loans | Not published |
| Butte County, CA | 0 | Under 10 loans | Not published |
| Marin County, CA | 0 | Under 10 loans | Not published |
| Monterey County, CA | 0 | Under 10 loans | Not published |
| Orange County, CA | 0 | Under 10 loans | Not published |
| Plumas County, CA | 0 | Under 10 loans | Not published |
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When PlainsCapital Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.