Onward Home Mortgage, LLC
Onward Home Mortgage, LLC received 988 applications in 2025 and made 590 mortgages, in 75 counties across 6 states. The median rate its borrowers got was 6.500% on a median loan of $405,000. Of 620 decisions, 28 were denials — 4.5%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493000CHQ0HEHGLJ573 |
|---|---|
| Applications received | 988 |
| Mortgages made | 590 |
| Denied | 28 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 368 |
| Loans bought from other lenders | 1 |
| Median rate spread over the prime offer rate | 0.1603 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 526 | 6.625% | $405,000 | 3.1% |
| Refinancing | 36 | 5.990% | $420,000 | 5.1% |
| Cash-out refinancing | 28 | 6.500% | $410,000 | 24.3% |
Where Onward Home Mortgage, LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Fulton County, GA | 138 | 6.625% | 3.5% |
| Gwinnett County, GA | 80 | 6.500% | 2.4% |
| DeKalb County, GA | 70 | 6.495% | 6.6% |
| Cobb County, GA | 63 | 6.500% | 3.1% |
| Forsyth County, GA | 47 | 6.625% | 7.8% |
| Cherokee County, GA | 43 | 6.625% | 0.0% |
| Hall County, GA | 24 | 6.625% | 4.0% |
| Houston County, AL | 12 | 6.688% | 14.3% |
| Walton County, GA | 12 | 6.188% | 0.0% |
| Henry County, GA | 8 | Under 10 loans | 0.0% |
| Paulding County, GA | 7 | Under 10 loans | 12.5% |
| Coweta County, GA | 5 | Under 10 loans | 0.0% |
| Greenville County, SC | 5 | Under 10 loans | 0.0% |
| Chatham County, GA | 4 | Under 10 loans | 0.0% |
| Clayton County, GA | 4 | Under 10 loans | 0.0% |
| Dawson County, GA | 4 | Under 10 loans | 0.0% |
| Habersham County, GA | 3 | Under 10 loans | 0.0% |
| Jackson County, GA | 3 | Under 10 loans | 0.0% |
| Lumpkin County, GA | 3 | Under 10 loans | 25.0% |
| Pickens County, GA | 3 | Under 10 loans | 25.0% |
| Spartanburg County, SC | 3 | Under 10 loans | 0.0% |
| Limestone County, AL | 2 | Under 10 loans | 0.0% |
| Barrow County, GA | 2 | Under 10 loans | 33.3% |
| Douglas County, GA | 2 | Under 10 loans | 0.0% |
| Oconee County, GA | 2 | Under 10 loans | 0.0% |
| Spalding County, GA | 2 | Under 10 loans | 0.0% |
| Forsyth County, NC | 2 | Under 10 loans | 0.0% |
| Anderson County, SC | 2 | Under 10 loans | 0.0% |
| Charleston County, SC | 2 | Under 10 loans | 0.0% |
| Autauga County, AL | 1 | Under 10 loans | 0.0% |
| Cleburne County, AL | 1 | Under 10 loans | 0.0% |
| Coffee County, AL | 1 | Under 10 loans | 0.0% |
| Henry County, AL | 1 | Under 10 loans | 0.0% |
| Montgomery County, AL | 1 | Under 10 loans | 0.0% |
| Shelby County, AL | 1 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 1 | Under 10 loans | 50.0% |
| St. Johns County, FL | 1 | Under 10 loans | 0.0% |
| Volusia County, FL | 1 | Under 10 loans | 0.0% |
| Walton County, FL | 1 | Under 10 loans | 0.0% |
| Clarke County, GA | 1 | Under 10 loans | 50.0% |
| Columbia County, GA | 1 | Under 10 loans | 0.0% |
| Fannin County, GA | 1 | Under 10 loans | 0.0% |
| Fayette County, GA | 1 | Under 10 loans | 0.0% |
| Floyd County, GA | 1 | Under 10 loans | 0.0% |
| Gilmer County, GA | 1 | Under 10 loans | 0.0% |
| Gordon County, GA | 1 | Under 10 loans | 0.0% |
| Haralson County, GA | 1 | Under 10 loans | 0.0% |
| Meriwether County, GA | 1 | Under 10 loans | 0.0% |
| Morgan County, GA | 1 | Under 10 loans | 0.0% |
| Newton County, GA | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.