Mortgage Lender Index

LAND HOME FINANCIAL SERVICES, INC.

LAND HOME FINANCIAL SERVICES, INC. received 2,057 applications in 2025 and made 1,534 mortgages, in 517 counties across 38 states. The median rate its borrowers got was 7.000% on a median loan of $235,000. Of 1,790 decisions, 101 were denials — 5.6%, most often for debt-to-income ratio.

Legal Entity Identifier5493006RIR31ORKYB608
Applications received2,057
Mortgages made1,534
Denied101
Approved, not taken up155
Withdrawn or incomplete267
Loans bought from other lenders0
Median rate spread over the prime offer rate0.5695 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,303 7.000%$225,000 4.3%
Refinancing115 6.625%$295,000 9.9%
Cash-out refinancing84 6.750%$310,000 10.4%
Other purposes32 6.875%$215,000 24.4%

Where LAND HOME FINANCIAL SERVICES, INC. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Polk County, IA 926.625%8.4%
Sacramento County, CA 576.875%1.5%
Siskiyou County, CA 576.625%1.6%
Contra Costa County, CA 316.750%2.9%
Honolulu County, HI 285.813%9.4%
San Joaquin County, CA 256.875%0.0%
Mower County, MN 236.875%4.0%
Harris County, TX 226.500%14.3%
Alameda County, CA 196.990%4.4%
Cook County, IL 196.750%14.3%
Stanislaus County, CA 186.933%13.6%
Merced County, CA 176.750%5.3%
Santa Clara County, CA 176.750%13.6%
Dallas County, TX 176.500%7.4%
Lake County, IL 166.938%5.0%
Clark County, NV 166.813%0.0%
Riverside County, CA 156.750%5.6%
Nez Perce County, ID 156.625%0.0%
Dallas County, IA 156.750%11.1%
Marion County, AL 146.995%0.0%
Solano County, CA 146.625%9.5%
Tarrant County, TX 146.500%12.5%
Blount County, AL 138.750%0.0%
Los Angeles County, CA 137.500%6.3%
Boone County, IA 136.625%0.0%
Hidalgo County, TX 136.750%6.7%
Franklin County, OH 127.063%0.0%
Lowndes County, MS 118.550%8.3%
San Diego County, CA 106.938%0.0%
Oktibbeha County, MS 107.875%0.0%
Chilton County, AL 8Under 10 loans0.0%
Jefferson County, AL 8Under 10 loans0.0%
Maricopa County, AZ 8Under 10 loans8.3%
Fresno County, CA 8Under 10 loans8.3%
Warren County, IA 8Under 10 loans0.0%
Rapides Parish, LA 8Under 10 loans0.0%
Baltimore city, MD 8Under 10 loans38.5%
Asotin County, WA 8Under 10 loans0.0%
Benton County, WA 8Under 10 loans0.0%
Placer County, CA 7Under 10 loans0.0%
San Bernardino County, CA 7Under 10 loans10.0%
San Mateo County, CA 7Under 10 loans0.0%
Santa Barbara County, CA 7Under 10 loans0.0%
Hawaii County, HI 7Under 10 loans0.0%
Wilson County, TN 7Under 10 loans0.0%
Cullman County, AL 6Under 10 loans0.0%
Elmore County, AL 6Under 10 loans0.0%
Lawrence County, AL 6Under 10 loans0.0%
Marshall County, AL 6Under 10 loans0.0%
Lincoln Parish, LA 6Under 10 loans0.0%

Get told when this changes

When LAND HOME FINANCIAL SERVICES, INC.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.