AUBURN UNIVERSITY CREDIT UNION
AUBURN UNIVERSITY CREDIT UNION received 94 applications in 2025 and made 71 mortgages, in 11 counties across 1 state. The median rate its borrowers got was 6.750% on a median loan of $125,000. Of 88 decisions, 12 were denials — 13.6%, most often for credit history.
| Legal Entity Identifier | 549300GMZQGVLZ5KCW51 |
|---|---|
| Applications received | 94 |
| Mortgages made | 71 |
| Denied | 12 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 6 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.41 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 17 | 5.750% | $255,000 | 0.0% |
| Refinancing | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Cash-out refinancing | 47 | 7.750% | $105,000 | 13.6% |
| Other purposes | 4 | Under 10 loans | Under 10 loans | 42.9% |
Where AUBURN UNIVERSITY CREDIT UNION lends most
The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lee County, AL | 55 | 7.000% | 13.4% |
| Tallapoosa County, AL | 4 | Under 10 loans | 16.7% |
| Baldwin County, AL | 3 | Under 10 loans | 0.0% |
| Montgomery County, AL | 2 | Under 10 loans | 25.0% |
| St. Clair County, AL | 2 | Under 10 loans | 0.0% |
| Elmore County, AL | 1 | Under 10 loans | 0.0% |
| Henry County, AL | 1 | Under 10 loans | 0.0% |
| Jefferson County, AL | 1 | Under 10 loans | 0.0% |
| Macon County, AL | 1 | Under 10 loans | 0.0% |
| Russell County, AL | 1 | Under 10 loans | 0.0% |
| Chambers County, AL | 0 | Under 10 loans | 100.0% |
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When AUBURN UNIVERSITY CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.