THE LOAN STORE, INC. received 58,895 applications in 2025 and made
40,038 mortgages, in 1,731 counties across 51 states.
The median rate its borrowers got was 6.875% on a median loan of $315,000.
Of 52,841 decisions, 6,446 were denials — 12.2%, most often for debt-to-income ratio.
Legal Entity Identifier
254900DTLHVWQ7NP7R34
Applications received
58,895
Mortgages made
40,038
Denied
6,446
Approved, not taken up
6,357
Withdrawn or incomplete
6,054
Loans bought from other lenders
0
Median rate spread over the prime offer rate
0.413 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
25,279
6.625%
$365,000
5.5%
Refinancing
3,213
6.490%
$365,000
8.3%
Cash-out refinancing
4,624
6.990%
$295,000
10.7%
Other purposes
6,922
9.300%
$95,000
28.5%
Where THE LOAN STORE, INC. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When THE LOAN STORE, INC.’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are
not a lender, a broker or a lead generator: this is a notification about published data, not a sales call.
Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.