Mortgage Lender Index

RELIANCE FIRST CAPITAL, LLC

RELIANCE FIRST CAPITAL, LLC received 4,966 applications in 2025 and made 3,953 mortgages, in 914 counties across 38 states. The median rate its borrowers got was 6.625% on a median loan of $205,000. Of 4,243 decisions, 203 were denials — 4.8%, most often for collateral.

Legal Entity Identifier549300YW2UBCMDRMBT48
Applications received4,966
Mortgages made3,953
Denied203
Approved, not taken up87
Withdrawn or incomplete723
Loans bought from other lenders0
Median rate spread over the prime offer rate0.657 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase662 6.750%$235,000 6.1%
Refinancing95 5.990%$215,000 1.0%
Cash-out refinancing3,196 6.625%$195,000 4.6%

Where RELIANCE FIRST CAPITAL, LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Cuyahoga County, OH 2506.875%3.4%
Suffolk County, NY 1146.500%2.5%
Erie County, NY 736.875%7.6%
Westmoreland County, PA 626.500%6.1%
Mecklenburg County, NC 586.625%6.3%
Allegheny County, PA 506.875%5.7%
Medina County, OH 466.875%0.0%
Nassau County, NY 396.500%7.1%
Franklin County, OH 386.688%7.0%
Wake County, NC 346.375%2.6%
Orange County, NY 306.688%3.2%
Queens County, NY 306.750%6.1%
Summit County, OH 306.688%6.3%
Davidson County, TN 276.625%0.0%
Monroe County, NY 246.750%14.3%
Forsyth County, NC 246.313%4.0%
Philadelphia County, PA 246.625%7.7%
Guilford County, NC 236.500%8.0%
Westchester County, NY 226.563%0.0%
Gaston County, NC 226.500%4.4%
Johnston County, NC 226.625%0.0%
Erie County, PA 226.750%0.0%
Shelby County, TN 226.875%0.0%
Union County, NC 216.750%0.0%
Brunswick County, NC 206.313%0.0%
Lake County, OH 206.438%0.0%
Lorain County, OH 206.688%0.0%
Knox County, TN 206.375%4.6%
Tuscaloosa County, AL 196.375%0.0%
Onondaga County, NY 186.625%13.6%
Cumberland County, NC 186.750%4.8%
Kings County, NY 176.750%0.0%
Iredell County, NC 176.500%5.6%
Rutherford County, TN 176.250%0.0%
South Central Connecticut Planning Region, CT 166.438%11.1%
Gwinnett County, GA 166.750%15.8%
Prince George's County, MD 167.250%10.5%
Durham County, NC 167.120%5.9%
Lincoln County, NC 166.750%0.0%
Stark County, OH 166.813%0.0%
Horry County, SC 167.250%0.0%
Dutchess County, NY 156.500%6.3%
Rensselaer County, NY 156.625%0.0%
Warren County, OH 156.500%0.0%
Delaware County, PA 156.750%6.3%
Richland County, SC 156.500%0.0%
Hamilton County, TN 156.375%0.0%
Capitol Planning Region, CT 146.500%12.5%
Naugatuck Valley Planning Region, CT 146.500%0.0%
Albany County, NY 146.875%0.0%

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When RELIANCE FIRST CAPITAL, LLC’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.