Mortgage Lender Index

CLEARPATH LENDING

CLEARPATH LENDING received 2,656 applications in 2025 and made 1,785 mortgages, in 724 counties across 31 states. The median rate its borrowers got was 5.750% on a median loan of $305,000. Of 2,030 decisions, 245 were denials — 12.1%, most often for other. 4 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier549300G5DVGM0ZHRQC33
Applications received2,656
Mortgages made1,785
Denied245
Approved, not taken up0
Withdrawn or incomplete626
Loans bought from other lenders0
Median rate spread over the prime offer rate-0.772 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase40 6.500%$325,000 13.0%
Refinancing1,415 5.625%$305,000 10.0%
Cash-out refinancing330 5.990%$325,000 19.7%

Where CLEARPATH LENDING lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Clark County, NV 455.625%15.1%
Maricopa County, AZ 395.750%2.5%
Bexar County, TX 295.625%6.5%
Pima County, AZ 235.500%4.2%
Cumberland County, NC 205.500%4.8%
Richland County, SC 185.813%21.7%
Riverside County, CA 155.500%11.8%
Duval County, FL 155.750%6.3%
Bell County, TX 155.625%16.7%
San Bernardino County, CA 145.933%6.7%
El Paso County, TX 145.625%6.7%
Jefferson County, AL 135.875%13.3%
Marion County, IN 135.625%27.8%
Franklin County, OH 135.750%35.0%
Pasco County, FL 115.875%8.3%
Jefferson County, KY 115.750%8.3%
Wayne County, MI 115.625%15.4%
Douglas County, NE 115.750%0.0%
Onslow County, NC 115.625%8.3%
Montgomery County, TX 115.749%0.0%
Pinal County, AZ 105.625%9.1%
Los Angeles County, CA 105.625%0.0%
El Paso County, CO 105.870%16.7%
Prince George's County, MD 105.933%23.1%
Bernalillo County, NM 105.625%9.1%
Tarrant County, TX 105.688%16.7%
San Diego County, CA 9Under 10 loans18.2%
Hillsborough County, FL 9Under 10 loans10.0%
Lake County, IN 9Under 10 loans25.0%
Charles County, MD 9Under 10 loans10.0%
Cuyahoga County, OH 9Under 10 loans10.0%
Hamilton County, OH 9Under 10 loans10.0%
Berkeley County, SC 9Under 10 loans25.0%
Chesterfield County, VA 9Under 10 loans18.2%
Virginia Beach city, VA 9Under 10 loans30.8%
Yuma County, AZ 8Under 10 loans0.0%
Pulaski County, AR 8Under 10 loans0.0%
Clay County, FL 8Under 10 loans27.3%
Volusia County, FL 8Under 10 loans27.3%
Houston County, GA 8Under 10 loans11.1%
Macomb County, MI 8Under 10 loans20.0%
Camden County, NJ 8Under 10 loans0.0%
Mecklenburg County, NC 8Under 10 loans11.1%
Davidson County, TN 8Under 10 loans11.1%
Shelby County, TN 8Under 10 loans20.0%
Harris County, TX 8Under 10 loans27.3%
Cochise County, AZ 7Under 10 loans0.0%
Yavapai County, AZ 7Under 10 loans0.0%
Kern County, CA 7Under 10 loans12.5%
Sacramento County, CA 7Under 10 loans0.0%

Get told when this changes

When CLEARPATH LENDING’s figures are published for the next year, or restated.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.