Mortgage lenders in Onslow County
7,087 mortgages were made in Onslow County, North Carolina, in 2025, by 376 lenders. The median rate their borrowers got was 6.250% on a median loan of $255,000. Of 9,284 decisions, 1,702 were denials — 18.3%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Navy Federal Credit Union | 764 | 6.250% | $215,000 | 24.2% |
| Mortgage Research Center, LLC | 563 | 6.250% | $275,000 | 21.2% |
| NEWREZ LLC | 468 | 6.250% | $265,000 | 10.1% |
| FREEDOM MORTGAGE CORPORATION | 429 | 6.125% | $275,000 | 9.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 394 | 5.749% | $275,000 | 10.1% |
| Rocket Mortgage, LLC | 360 | 6.375% | $220,000 | 18.5% |
| MOVEMENT MORTGAGE, LLC | 351 | 6.562% | $245,000 | 2.2% |
| GUILD MORTGAGE COMPANY | 322 | 6.250% | $285,000 | 1.4% |
| Integrity Home Mortgage Corporation | 196 | 6.625% | $255,000 | 2.3% |
| STATE EMPLOYEES' | 163 | 6.250% | $155,000 | 36.9% |
| PENNYMAC LOAN SERVICES, LLC | 142 | 5.750% | $255,000 | 17.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 102 | 6.250% | $280,000 | 1.9% |
| T2 FINANCIAL LLC | 102 | 6.500% | $275,000 | 1.8% |
| GUARANTEED RATE, INC. | 98 | 6.250% | $265,000 | 4.7% |
| First-Citizens Bank & Trust Company | 98 | 6.500% | $105,000 | 25.0% |
| DHI MORTGAGE COMPANY, LTD. | 97 | 4.990% | $345,000 | 8.3% |
| PLAZA HOME MORTGAGE, INC. | 95 | 6.125% | $245,000 | 7.6% |
| JET HOMELOANS, LP | 88 | 4.990% | $325,000 | 1.1% |
| Fairway Independent Mortgage Corporation | 79 | 6.250% | $315,000 | 1.3% |
| Loansteady LLC | 71 | 6.250% | $295,000 | 0.0% |
| Truist Bank | 68 | 6.345% | $155,000 | 34.6% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 61 | 5.250% | $365,000 | 47.9% |
| Loandepot.Com, LLC | 57 | 6.750% | $185,000 | 21.9% |
| VILLAGE CAPITAL & INVESTMENT LLC | 56 | 5.750% | $260,000 | 15.9% |
| Marine Federal Credit Union | 54 | 6.500% | $170,000 | 9.4% |
| NATIONSTAR MORTGAGE LLC | 49 | 6.625% | $115,000 | 9.3% |
| Kiavi Funding, Inc. | 48 | 9.990% | $155,000 | 4.0% |
| LOWER, LLC | 40 | 6.375% | $275,000 | 9.1% |
| PNC Bank, National Association | 38 | 7.315% | $105,000 | 27.8% |
| CMG MORTGAGE, INC. | 38 | 6.313% | $300,000 | 0.0% |
| First Bank | 38 | 7.188% | $225,000 | 13.0% |
| NEW DAY FINANCIAL, LLC | 37 | 6.875% | $295,000 | 41.2% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 35 | 6.490% | $295,000 | 0.0% |
| 21st Mortgage Corporation | 31 | 10.640% | $65,000 | 77.6% |
| AmeriSave Mortgage Corporation | 30 | 7.125% | $110,000 | 66.7% |
| USAA Federal Savings Bank | 30 | 6.313% | $325,000 | 27.9% |
| American Security Mortgage Corp. | 30 | 6.250% | $285,000 | 0.0% |
| Prosperity Home Mortgage, LLC | 29 | 6.124% | $275,000 | 9.1% |
| CARRINGTON MORTGAGE SERVICES, LLC | 28 | 6.250% | $170,000 | 50.7% |
| The Federal Savings Bank | 27 | 6.500% | $315,000 | 22.9% |
| FIGURE LENDING LLC | 27 | 11.250% | $55,000 | 23.5% |
| First National Bank of Pennsylvania | 27 | 6.625% | $185,000 | 29.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 27 | 6.375% | $235,000 | 6.9% |
| ZILLOW HOME LOANS, LLC | 26 | 6.250% | $250,000 | 3.5% |
| Southern Bank and Trust Company | 25 | 7.000% | $225,000 | 6.7% |
| Wells Fargo Bank, National Association | 24 | 6.125% | $160,000 | 20.0% |
| PLANET HOME LENDING, LLC | 24 | 5.990% | $255,000 | 16.1% |
| LAKEVIEW LOAN SERVICING, LLC | 23 | 5.990% | $305,000 | 45.0% |
| AAFMAA Mortgage Services LLC | 23 | 6.250% | $265,000 | 0.0% |
| Bank of America, National Association | 22 | 6.245% | $125,000 | 68.6% |
| Broker Solutions, Inc. | 22 | 6.750% | $230,000 | 18.5% |
| Towne Bank | 22 | 6.500% | $280,000 | 0.0% |
| Equity Prime Mortgage LLC | 21 | 6.750% | $275,000 | 19.2% |
| UNION HOME MORTGAGE CORP. | 21 | 6.500% | $235,000 | 8.7% |
| SPRING EQ, LLC | 20 | 9.038% | $70,000 | 66.7% |
| FBC MORTGAGE, LLC | 20 | 4.990% | $330,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 19 | 6.375% | $265,000 | 17.4% |
| Primis Mortgage Company | 19 | 6.250% | $265,000 | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 19 | 6.500% | $405,000 | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 17 | 6.490% | $295,000 | 5.6% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 17 | 7.750% | $235,000 | 0.0% |
| Coastal Community Bank | 15 | 9.240% | $55,000 | 3.9% |
| 254900M2C4Q6DATP2889 | 15 | 6.375% | $255,000 | 28.6% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 15 | 9.890% | $155,000 | 28.6% |
| THE LOAN STORE, INC. | 14 | 6.808% | $285,000 | 11.8% |
| Providence Bank | 14 | Not published | $185,000 | 17.7% |
| CORNERSTONE CAPITAL BANK, SSB | 14 | 6.250% | $290,000 | 6.7% |
| PENTAGON FEDERAL CREDIT UNION | 13 | 6.500% | $255,000 | 48.2% |
| AMERICAN FINANCIAL NETWORK, INC. | 13 | 6.250% | $285,000 | 0.0% |
| CORNING CREDIT UNION | 12 | 6.500% | $105,000 | 36.8% |
| GoPrime Mortgage, Inc. | 11 | 6.625% | $275,000 | 8.3% |
| CLEARPATH LENDING | 11 | 5.625% | $255,000 | 8.3% |
| NBKC BANK | 11 | 6.125% | $375,000 | 0.0% |
| U.S. Bank National Association | 10 | 7.850% | $80,000 | 58.3% |
| JPMorgan Chase Bank, National Association | 10 | 6.370% | $205,000 | 21.4% |
| Lendage, LLC | 10 | 11.875% | $55,000 | 26.7% |
| RELIANCE FIRST CAPITAL, LLC | 10 | 6.933% | $190,000 | 0.0% |
| Hometown Equity Mortgage, LLC | 10 | 7.813% | $345,000 | 9.1% |
| KIND LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 43.8% |
| Citizens Bank, National Association | 9 | Under 10 loans | Under 10 loans | 47.1% |
| Mid-Continent Funding, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Renasant Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Coast Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| SOFI BANK, NATIONAL ASSOCIATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 46.2% |
| LOCAL GOVERNMENT | 7 | Under 10 loans | Under 10 loans | 50.0% |
| TD Bank, National Association | 7 | Under 10 loans | Under 10 loans | 33.3% |
| GoodLeap, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| DEEPHAVEN MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Nations Lending Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| REPUBLIC STATE MORTGAGE CO. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| North State Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 6 | Under 10 loans | Under 10 loans | 38.5% |
| AMERIHOME MORTGAGE COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| PHH Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Gateway First Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Alcova Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CSL Financial, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 5 | Under 10 loans | Under 10 loans | 53.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 5 | Under 10 loans | Under 10 loans | 21.4% |
| Valon Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Acre Mortgage & Financial, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| SCHUMACHER MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Ameris Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ServisFirst Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| COASTAL Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 66.7% |
| MILEND, INC. | 4 | Under 10 loans | Under 10 loans | 42.9% |
| First Federal Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Truliant Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 50.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RADIUS FINANCIAL GROUP INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DELMAR FINANCIAL COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Union Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 3 | Under 10 loans | Under 10 loans | 87.0% |
| NETWORK CAPITAL FUNDING CORPORATION | 3 | Under 10 loans | Under 10 loans | 33.3% |
| Loan Funder LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 33.3% |
| NORWICH COMMERCIAL GROUP, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 3 | Under 10 loans | Under 10 loans | 50.0% |
| LANGLEY Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| United Community Bank | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Cornerstone First Mortgage, Inc | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Farmers Bank & Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VISION LENDING SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| United Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AgCarolina Farm Credit, FLCA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CONSTRUCTIVE LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CAPITAL CENTER, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CORPORATE INVESTORS MORTGAGE GROUP, INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Advisors Mortgage Group, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Blue Ridge Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 41.7% |
| 254900CTT87ZKAUTIJ37 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Beeline Loans, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| GUARANTEED RATE AFFINITY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 60.0% |
| SouthState Bank, National Association | 2 | Under 10 loans | Under 10 loans | 40.0% |
| Armed Forces Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Brighton Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bank OZK | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CHAMPIONS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| FlexPoint, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| University Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CONTOUR MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| American Partners Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Metro City Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INTERSTATE HOME LOAN CENTER, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| C & F Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EASTMAN CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Heritage Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 176 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Onslow County
19 FDIC-insured branches from 10 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| First-Citizens Bank & Trust Company | 5 | $882.1 million |
| Providence Bank | 3 | $168.9 million |
| First Bank | 2 | $298.2 million |
| Truist Bank | 2 | $217.8 million |
| Wells Fargo Bank, National Association | 2 | $154.5 million |
| Bank of America, National Association | 1 | $206.5 million |
| PNC Bank, National Association | 1 | $130.0 million |
| First National Bank of Pennsylvania | 1 | $116.6 million |
| Woodforest National Bank | 1 | $3.5 million |
| FSNB, National Association | 1 | $3.4 million |
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When the next year’s lending figures are out for Onslow County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.