INTERSTATE HOME LOAN CENTER, INC.
INTERSTATE HOME LOAN CENTER, INC. received 1,161 applications in 2025 and made 778 mortgages, in 139 counties across 24 states. The median rate its borrowers got was 6.750% on a median loan of $525,000. Of 823 decisions, 43 were denials — 5.2%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493003X6Y6JGJKHPA25 |
|---|---|
| Applications received | 1,161 |
| Mortgages made | 778 |
| Denied | 43 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 338 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.508 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 627 | 6.750% | $535,000 | 5.6% |
| Refinancing | 39 | 6.625% | $485,000 | 0.0% |
| Cash-out refinancing | 112 | 7.063% | $465,000 | 5.0% |
Where INTERSTATE HOME LOAN CENTER, INC. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Suffolk County, NY | 277 | 6.625% | 2.8% |
| Nassau County, NY | 188 | 6.750% | 2.1% |
| Queens County, NY | 68 | 6.750% | 8.0% |
| Los Angeles County, CA | 13 | 6.990% | 0.0% |
| Kings County, NY | 11 | 6.625% | 0.0% |
| Orange County, NY | 11 | 6.375% | 0.0% |
| Westchester County, NY | 11 | 7.249% | 15.4% |
| Dutchess County, NY | 9 | Under 10 loans | 10.0% |
| Naugatuck Valley Planning Region, CT | 8 | Under 10 loans | 20.0% |
| South Central Connecticut Planning Region, CT | 8 | Under 10 loans | 11.1% |
| Hillsborough County, FL | 7 | Under 10 loans | 0.0% |
| Capitol Planning Region, CT | 6 | Under 10 loans | 0.0% |
| Greater Bridgeport Planning Region, CT | 6 | Under 10 loans | 0.0% |
| Broward County, FL | 6 | Under 10 loans | 14.3% |
| Bronx County, NY | 6 | Under 10 loans | 25.0% |
| Polk County, FL | 5 | Under 10 loans | 37.5% |
| Orange County, FL | 4 | Under 10 loans | 0.0% |
| Mercer County, NJ | 4 | Under 10 loans | 0.0% |
| Broome County, NY | 4 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 3 | Under 10 loans | 0.0% |
| Essex County, NJ | 3 | Under 10 loans | 0.0% |
| Passaic County, NJ | 3 | Under 10 loans | 0.0% |
| Monroe County, NY | 3 | Under 10 loans | 0.0% |
| New York County, NY | 3 | Under 10 loans | 0.0% |
| Richmond County, NY | 3 | Under 10 loans | 0.0% |
| Ulster County, NY | 3 | Under 10 loans | 0.0% |
| Mecklenburg County, NC | 3 | Under 10 loans | 0.0% |
| Spartanburg County, SC | 3 | Under 10 loans | 0.0% |
| Western Connecticut Planning Region, CT | 2 | Under 10 loans | 0.0% |
| Lee County, FL | 2 | Under 10 loans | 0.0% |
| Osceola County, FL | 2 | Under 10 loans | 0.0% |
| St. Johns County, FL | 2 | Under 10 loans | 0.0% |
| Cook County, IL | 2 | Under 10 loans | 0.0% |
| Prince George's County, MD | 2 | Under 10 loans | 0.0% |
| Camden County, NJ | 2 | Under 10 loans | 0.0% |
| Hudson County, NJ | 2 | Under 10 loans | 0.0% |
| Monmouth County, NJ | 2 | Under 10 loans | 0.0% |
| Somerset County, NJ | 2 | Under 10 loans | 0.0% |
| Sussex County, NJ | 2 | Under 10 loans | 0.0% |
| Albany County, NY | 2 | Under 10 loans | 33.3% |
| Erie County, NY | 2 | Under 10 loans | 0.0% |
| Onslow County, NC | 2 | Under 10 loans | 0.0% |
| Cuyahoga County, OH | 2 | Under 10 loans | 0.0% |
| Bucks County, PA | 2 | Under 10 loans | 0.0% |
| Lehigh County, PA | 2 | Under 10 loans | 0.0% |
| Monroe County, PA | 2 | Under 10 loans | 0.0% |
| Pike County, PA | 2 | Under 10 loans | 0.0% |
| York County, PA | 2 | Under 10 loans | 0.0% |
| Blount County, TN | 2 | Under 10 loans | 0.0% |
| Tuscaloosa County, AL | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.