OCEANSIDE MORTGAGE COMPANY
OCEANSIDE MORTGAGE COMPANY received 566 applications in 2025 and made 394 mortgages, in 358 counties across 40 states. The median rate its borrowers got was 6.250% on a median loan of $215,000. Of 420 decisions, 26 were denials — 6.2%, most often for credit history. 9 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 5493004R423PBPM6A173 |
|---|---|
| Applications received | 566 |
| Mortgages made | 394 |
| Denied | 26 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 146 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 373 | 6.250% | $215,000 | 5.6% |
| Cash-out refinancing | 14 | 6.313% | $195,000 | 22.2% |
Where OCEANSIDE MORTGAGE COMPANY lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Cook County, IL | 8 | Under 10 loans | 0.0% |
| Cuyahoga County, OH | 8 | Under 10 loans | 0.0% |
| Ocean County, NJ | 7 | Under 10 loans | 0.0% |
| Franklin County, OH | 5 | Under 10 loans | 0.0% |
| Harris County, TX | 5 | Under 10 loans | 0.0% |
| Macomb County, MI | 4 | Under 10 loans | 0.0% |
| Hamilton County, OH | 4 | Under 10 loans | 0.0% |
| Shelby County, TN | 4 | Under 10 loans | 0.0% |
| Duval County, FL | 3 | Under 10 loans | 0.0% |
| Lake County, IN | 3 | Under 10 loans | 0.0% |
| East Baton Rouge Parish, LA | 3 | Under 10 loans | 0.0% |
| Oakland County, MI | 3 | Under 10 loans | 0.0% |
| Wayne County, MI | 3 | Under 10 loans | 0.0% |
| Camden County, NJ | 3 | Under 10 loans | 25.0% |
| Gloucester County, NJ | 3 | Under 10 loans | 0.0% |
| Montgomery County, OH | 3 | Under 10 loans | 0.0% |
| Stark County, OH | 3 | Under 10 loans | 25.0% |
| Summit County, OH | 3 | Under 10 loans | 0.0% |
| Bexar County, TX | 3 | Under 10 loans | 0.0% |
| Dallas County, TX | 3 | Under 10 loans | 40.0% |
| Danville city, VA | 3 | Under 10 loans | 0.0% |
| Milwaukee County, WI | 3 | Under 10 loans | 0.0% |
| Outagamie County, WI | 3 | Under 10 loans | 0.0% |
| Elmore County, AL | 2 | Under 10 loans | 0.0% |
| Montgomery County, AL | 2 | Under 10 loans | 0.0% |
| Shelby County, AL | 2 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 2 | Under 10 loans | 0.0% |
| Pinal County, AZ | 2 | Under 10 loans | 0.0% |
| Kern County, CA | 2 | Under 10 loans | 0.0% |
| Northwest Hills Planning Region, CT | 2 | Under 10 loans | 0.0% |
| Pasco County, FL | 2 | Under 10 loans | 0.0% |
| Clayton County, GA | 2 | Under 10 loans | 0.0% |
| Fulton County, GA | 2 | Under 10 loans | 33.3% |
| Houston County, GA | 2 | Under 10 loans | 0.0% |
| Richmond County, GA | 2 | Under 10 loans | 0.0% |
| Stephens County, GA | 2 | Under 10 loans | 0.0% |
| Tazewell County, IL | 2 | Under 10 loans | 0.0% |
| Will County, IL | 2 | Under 10 loans | 0.0% |
| Howard County, IN | 2 | Under 10 loans | 0.0% |
| Marion County, IN | 2 | Under 10 loans | 0.0% |
| Polk County, IA | 2 | Under 10 loans | 0.0% |
| Hopkins County, KY | 2 | Under 10 loans | 0.0% |
| Jefferson County, KY | 2 | Under 10 loans | 0.0% |
| Lafayette Parish, LA | 2 | Under 10 loans | 0.0% |
| St. Tammany Parish, LA | 2 | Under 10 loans | 0.0% |
| Prince George's County, MD | 2 | Under 10 loans | 33.3% |
| Genesee County, MI | 2 | Under 10 loans | 0.0% |
| Harrison County, MS | 2 | Under 10 loans | 0.0% |
| Cleveland County, NC | 2 | Under 10 loans | 0.0% |
| Guilford County, NC | 2 | Under 10 loans | 0.0% |
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When OCEANSIDE MORTGAGE COMPANY’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.