Providence Bank
Providence Bank received 97 applications in 2025 and made 85 mortgages, in 17 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $295,000. Of 90 decisions, 5 were denials — 5.6%.
| Legal Entity Identifier | 54930084GJFEXBIOGU45 |
|---|---|
| Applications received | 97 |
| Mortgages made | 85 |
| Denied | 5 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Providence Bank, 10 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 63 | Not published | $315,000 | 3.1% |
| Refinancing | 12 | Not published | $200,000 | 14.3% |
| Other purposes | 10 | Not published | $105,000 | 9.1% |
Where Providence Bank lends most
The 17 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Carteret County, NC | 16 | Not published | 11.1% |
| Onslow County, NC | 14 | Not published | 17.7% |
| Wake County, NC | 11 | Not published | 0.0% |
| Wilson County, NC | 10 | Not published | 0.0% |
| Nash County, NC | 9 | Under 10 loans | 0.0% |
| Edgecombe County, NC | 6 | Under 10 loans | 0.0% |
| Pender County, NC | 5 | Under 10 loans | 0.0% |
| Duplin County, NC | 2 | Under 10 loans | 0.0% |
| Durham County, NC | 2 | Under 10 loans | 0.0% |
| New Hanover County, NC | 2 | Under 10 loans | 0.0% |
| Pamlico County, NC | 2 | Under 10 loans | 0.0% |
| Brunswick County, NC | 1 | Under 10 loans | 0.0% |
| Chatham County, NC | 1 | Under 10 loans | 0.0% |
| Craven County, NC | 1 | Under 10 loans | 0.0% |
| Dare County, NC | 1 | Under 10 loans | 0.0% |
| Northampton County, NC | 1 | Under 10 loans | 0.0% |
| Pitt County, NC | 1 | Under 10 loans | 0.0% |
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When Providence Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.