Citizens Bank
Citizens Bank received 187 applications in 2025 and made 173 mortgages, in 41 counties across 6 states. The median rate its borrowers got was Not published on a median loan of $215,000. Of 178 decisions, 3 were denials — 1.7%.
| Legal Entity Identifier | 549300E035FX7XMJ6713 |
|---|---|
| Applications received | 187 |
| Mortgages made | 173 |
| Denied | 3 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 9 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Citizens Bank, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 135 | Not published | $215,000 | 1.4% |
| Refinancing | 23 | Not published | $355,000 | 4.2% |
| Cash-out refinancing | 12 | Not published | $150,000 | 0.0% |
| Other purposes | 3 | Under 10 loans | Under 10 loans | 0.0% |
Where Citizens Bank lends most
The 41 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Sullivan County, TN | 36 | Not published | 5.3% |
| Knox County, TN | 31 | Not published | 0.0% |
| Washington County, TN | 17 | Not published | 5.6% |
| Carter County, TN | 15 | Not published | 0.0% |
| Hamblen County, TN | 8 | Under 10 loans | 0.0% |
| Buncombe County, NC | 5 | Under 10 loans | 0.0% |
| Blount County, TN | 4 | Under 10 loans | 0.0% |
| Cocke County, TN | 4 | Under 10 loans | 0.0% |
| Jefferson County, TN | 4 | Under 10 loans | 0.0% |
| Unicoi County, TN | 4 | Under 10 loans | 0.0% |
| Anderson County, TN | 3 | Under 10 loans | 0.0% |
| Greene County, TN | 3 | Under 10 loans | 0.0% |
| Roane County, TN | 3 | Under 10 loans | 0.0% |
| Sevier County, TN | 3 | Under 10 loans | 0.0% |
| Caldwell County, NC | 2 | Under 10 loans | 0.0% |
| Onslow County, NC | 2 | Under 10 loans | 0.0% |
| Bradley County, TN | 2 | Under 10 loans | 0.0% |
| Hawkins County, TN | 2 | Under 10 loans | 0.0% |
| Loudon County, TN | 2 | Under 10 loans | 0.0% |
| Union County, TN | 2 | Under 10 loans | 0.0% |
| Jefferson County, AL | 1 | Under 10 loans | 0.0% |
| St. Clair County, AL | 1 | Under 10 loans | 0.0% |
| Bibb County, GA | 1 | Under 10 loans | 0.0% |
| Lee County, GA | 1 | Under 10 loans | 0.0% |
| Alexander County, NC | 1 | Under 10 loans | 0.0% |
| Burke County, NC | 1 | Under 10 loans | 0.0% |
| Carteret County, NC | 1 | Under 10 loans | 0.0% |
| Cumberland County, NC | 1 | Under 10 loans | 0.0% |
| Davie County, NC | 1 | Under 10 loans | 0.0% |
| Forsyth County, NC | 1 | Under 10 loans | 0.0% |
| Henderson County, NC | 1 | Under 10 loans | 0.0% |
| Iredell County, NC | 1 | Under 10 loans | 0.0% |
| Johnston County, NC | 1 | Under 10 loans | 0.0% |
| Greenwood County, SC | 1 | Under 10 loans | 0.0% |
| Horry County, SC | 1 | Under 10 loans | 0.0% |
| Newberry County, SC | 1 | Under 10 loans | 0.0% |
| Putnam County, TN | 1 | Under 10 loans | 0.0% |
| Rutherford County, TN | 1 | Under 10 loans | 0.0% |
| Scott County, VA | 1 | Under 10 loans | 0.0% |
| Tazewell County, VA | 1 | Under 10 loans | 0.0% |
| Bristol city, VA | 1 | Under 10 loans | 0.0% |
Get told when this changes
When Citizens Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.