Mortgage lenders in Bradley County
2,671 mortgages were made in Bradley County, Tennessee, in 2025, by 291 lenders. The median rate their borrowers got was 6.500% on a median loan of $225,000. Of 3,680 decisions, 850 were denials — 23.1%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 193 | 6.625% | $215,000 | 17.3% |
| CMG MORTGAGE, INC. | 132 | 6.625% | $275,000 | 7.8% |
| Regions Bank | 128 | 4.990% | $70,000 | 32.7% |
| TENNESSEE VALLEY FCU | 118 | 7.628% | $125,000 | 29.2% |
| Bank of Cleveland | 116 | Not published | $225,000 | 1.7% |
| First Citizens National Bank | 111 | 6.875% | $195,000 | 15.2% |
| DHI MORTGAGE COMPANY, LTD. | 94 | 5.500% | $295,000 | 22.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 94 | 5.999% | $305,000 | 12.4% |
| United Community Bank | 89 | 6.500% | $215,000 | 17.6% |
| FirstBank | 67 | 6.625% | $245,000 | 15.3% |
| Builtwell Bank | 58 | Not published | $175,000 | 9.2% |
| SmartBank | 57 | 6.875% | $235,000 | 4.7% |
| Truist Bank | 55 | 6.600% | $125,000 | 49.6% |
| Mortgage Research Center, LLC | 54 | 6.250% | $335,000 | 21.4% |
| FREEDOM MORTGAGE CORPORATION | 42 | 6.188% | $240,000 | 13.0% |
| Cadence Bank | 40 | 6.375% | $255,000 | 13.0% |
| UNION HOME MORTGAGE CORP. | 39 | 6.375% | $265,000 | 11.1% |
| SouthEast Bank | 39 | 7.250% | $205,000 | 12.5% |
| MOVEMENT MORTGAGE, LLC | 33 | 6.437% | $295,000 | 5.4% |
| Navy Federal Credit Union | 32 | 6.750% | $210,000 | 15.8% |
| PENNYMAC LOAN SERVICES, LLC | 32 | 5.990% | $235,000 | 13.2% |
| THE LOAN STORE, INC. | 30 | 6.625% | $270,000 | 3.0% |
| SUMMIT FUNDING, INC. | 29 | 6.500% | $285,000 | 3.3% |
| First Horizon Bank | 26 | 7.270% | $100,000 | 50.0% |
| MORTGAGE INVESTORS GROUP, INC. | 26 | 6.563% | $275,000 | 0.0% |
| Mortgage Right | 25 | 6.125% | $255,000 | 3.9% |
| Pinnacle Bank | 22 | 6.500% | $210,000 | 20.0% |
| U.S. Bank National Association | 21 | 6.875% | $135,000 | 44.7% |
| Citizens Bank, National Association | 21 | 8.650% | $75,000 | 30.0% |
| FIGURE LENDING LLC | 20 | 10.075% | $55,000 | 25.8% |
| NATIONSTAR MORTGAGE LLC | 20 | 7.188% | $150,000 | 8.7% |
| Broker Solutions, Inc. | 19 | 6.500% | $285,000 | 13.6% |
| Old National Bank | 19 | 6.240% | $125,000 | 25.7% |
| Andrew Johnson Bank | 19 | 7.500% | $185,000 | 4.4% |
| Kiavi Funding, Inc. | 19 | 9.500% | $155,000 | 9.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 17 | 9.500% | $135,000 | 80.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 17 | 6.500% | $235,000 | 10.5% |
| ALAMEDA MORTGAGE CORPORATION | 16 | 6.375% | $265,000 | 5.9% |
| Loandepot.Com, LLC | 16 | 6.183% | $220,000 | 11.1% |
| LENNAR MORTGAGE, LLC | 16 | 4.125% | $315,000 | 11.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 14 | 6.750% | $230,000 | 6.3% |
| LAKEVIEW LOAN SERVICING, LLC | 13 | 6.625% | $275,000 | 50.0% |
| NEWREZ LLC | 13 | 6.240% | $335,000 | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 13 | 5.990% | $305,000 | 6.7% |
| Presidential Bank, FSB | 13 | 6.375% | $275,000 | 0.0% |
| Coastal Community Bank | 12 | 10.490% | $30,000 | 4.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 12 | 6.125% | $235,000 | 0.0% |
| Wells Fargo Bank, National Association | 12 | 6.375% | $240,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 11 | 6.990% | $215,000 | 21.4% |
| FIRST COMMUNITY MORTGAGE, INC. | 11 | 6.750% | $265,000 | 7.7% |
| SPRING EQ, LLC | 10 | 9.663% | $65,000 | 58.6% |
| VILLAGE CAPITAL & INVESTMENT LLC | 10 | 5.870% | $270,000 | 17.4% |
| Lendage, LLC | 10 | 11.500% | $50,000 | 28.6% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 10 | 10.940% | $105,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 10 | 6.688% | $225,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 10 | 6.438% | $215,000 | 9.1% |
| Bank of America, National Association | 9 | Under 10 loans | Under 10 loans | 60.0% |
| Equity Prime Mortgage LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| GoodLeap, LLC | 9 | Under 10 loans | Under 10 loans | 15.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 18.2% |
| JPMorgan Chase Bank, National Association | 9 | Under 10 loans | Under 10 loans | 18.2% |
| MILLENNIUM BANK | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 7 | Under 10 loans | Under 10 loans | 68.2% |
| AmeriSave Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 70.8% |
| USAA Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 41.7% |
| ISERVE RESIDENTIAL LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| SUN WEST MORTGAGE COMPANY, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| EUSTIS MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 90.5% |
| GUARANTEED RATE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 6 | Under 10 loans | Under 10 loans | 40.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 6 | Under 10 loans | Under 10 loans | 30.0% |
| TOWNE MORTGAGE COMPANY | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 6 | Under 10 loans | Under 10 loans | 14.3% |
| GUILD MORTGAGE COMPANY | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Simmons Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| SUCCESS MORTGAGE PARTNERS, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| KIND LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| SWBC MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Bank of the South | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 55.6% |
| AMERICAN FINANCIAL NETWORK, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| CANOPY MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| River Valley AgCredit, ACA | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Bowater Employees Credit Union | 3 | Under 10 loans | Under 10 loans | 42.9% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| STOCKTON MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| GENWAY HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| First Financial Bank, National Association | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Fortera Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 20.0% |
| ZILLOW HOME LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MILEND, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 20.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| First National Bank of America | 3 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITYAMERICA CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| KNOXVILLE TVA EMPLOYEES CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 50.0% |
| 254900M2C4Q6DATP2889 | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MISSION LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| REDSTONE Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 60.0% |
| WILSON BANK AND TRUST | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Renasant Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Click n' Close, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENDEAVOR CAPITAL, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Synovus Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| PLANET HOME LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| EASTMAN CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| COMMUNITY MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ORNL | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| TRUST Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CSL Financial, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Fairway Independent Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Legends Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHATTANOOGA AREA SCHOOLS FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VERITAS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 16.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 60.0% |
| LEADERONE FINANCIAL CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 25.0% |
| Prosperity Home Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTY MORTGAGE SERVICES, L.L.C. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| GMFS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| DEEPHAVEN MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| RELIANCE FIRST CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| RockPointBank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900J2RKTTDJSUWD76 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Y-12 Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Liberty | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 1 | Under 10 loans | Under 10 loans | 50.0% |
| PLAZA HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Bethpage Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Suncoast Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| FOUNDATION MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American Mortgage Bank, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FRANKLIN LOAN CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank & Trust, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Resource Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 54930002HD26G3OGZR79 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LADERA LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TruHome Solutions, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 5493004T38NMC864VL66 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROSS MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 91 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Bradley County
26 FDIC-insured branches from 13 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Builtwell Bank | 5 | $272.7 million |
| The Park National Bank | 4 | $379.8 million |
| Regions Bank | 4 | $333.6 million |
| First Horizon Bank | 2 | $379.7 million |
| Truist Bank | 2 | $304.7 million |
| Andrew Johnson Bank | 2 | $42.5 million |
| Old National Bank | 1 | $789.8 million |
| Pinnacle Bank | 1 | $513.2 million |
| SouthEast Bank | 1 | $182.0 million |
| SmartBank | 1 | $69.0 million |
| United Community Bank | 1 | $65.2 million |
| First Financial Bank, National Association | 1 | $9.5 million |
| Simmons Bank | 1 | $5.6 million |
Closed since the 2025 survey
9 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Bank of Cleveland, 1200 Perimeter Dr Se, Cleveland
- Bank of Cleveland, 1400 25th St Nw, Cleveland
- Bank of Cleveland, 190 Paul Huff Pkwy Nw, Cleveland
- Bank of Cleveland, 315 Broad St Nw, Cleveland
- Bank of Cleveland, 75 Bobby Taylor Ave, Cleveland
- First Citizens National Bank, 2181 Parker St NE, Cleveland
- First Citizens National Bank, 2530 Dalton Pike Se, Cleveland
- First Citizens National Bank, 3020 Keith St Nw, Cleveland
- First Citizens National Bank, 3795 Georgetown Rd Nw, Cleveland
Get told when this changes
When the next year’s lending figures are out for Bradley County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.