KNOXVILLE TVA EMPLOYEES CREDIT UNION
KNOXVILLE TVA EMPLOYEES CREDIT UNION received 2,271 applications in 2025 and made 1,809 mortgages, in 40 counties across 3 states. The median rate its borrowers got was 5.990% on a median loan of $105,000. Of 2,025 decisions, 104 were denials — 5.1%, most often for debt-to-income ratio.
| Legal Entity Identifier | 54930074H8866HTIWU69 |
|---|---|
| Applications received | 2,271 |
| Mortgages made | 1,809 |
| Denied | 104 |
| Approved, not taken up | 112 |
| Withdrawn or incomplete | 246 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.24 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 244 | 6.375% | $240,000 | 2.9% |
| Refinancing | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 587 | 5.875% | $105,000 | 4.9% |
| Other purposes | 971 | 5.875% | $75,000 | 5.9% |
Where KNOXVILLE TVA EMPLOYEES CREDIT UNION lends most
The 40 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Knox County, TN | 699 | 5.990% | 5.4% |
| Hamblen County, TN | 220 | 5.875% | 6.5% |
| Blount County, TN | 166 | 5.990% | 4.4% |
| Jefferson County, TN | 146 | 5.990% | 3.7% |
| Sevier County, TN | 118 | 5.740% | 3.1% |
| Roane County, TN | 65 | 5.990% | 5.4% |
| Loudon County, TN | 62 | 5.745% | 5.7% |
| Anderson County, TN | 48 | 6.058% | 5.6% |
| Grainger County, TN | 48 | 5.990% | 2.0% |
| Sullivan County, TN | 36 | 6.375% | 11.6% |
| Cocke County, TN | 31 | 6.000% | 0.0% |
| Union County, TN | 25 | 5.875% | 10.7% |
| Monroe County, TN | 20 | 6.120% | 4.0% |
| Washington County, TN | 20 | 6.240% | 4.8% |
| Hawkins County, TN | 18 | 6.308% | 0.0% |
| Campbell County, TN | 12 | 6.370% | 7.7% |
| Greene County, TN | 12 | 6.250% | 0.0% |
| Morgan County, TN | 11 | 6.375% | 7.1% |
| Hamilton County, TN | 7 | Under 10 loans | 0.0% |
| Claiborne County, TN | 5 | Under 10 loans | 14.3% |
| McMinn County, TN | 5 | Under 10 loans | 0.0% |
| Rhea County, TN | 4 | Under 10 loans | 0.0% |
| Scott County, TN | 4 | Under 10 loans | 33.3% |
| Bradley County, TN | 3 | Under 10 loans | 0.0% |
| Carter County, TN | 3 | Under 10 loans | 0.0% |
| Cumberland County, TN | 3 | Under 10 loans | 0.0% |
| Hancock County, TN | 3 | Under 10 loans | 0.0% |
| Rutherford County, TN | 3 | Under 10 loans | 0.0% |
| Unicoi County, TN | 3 | Under 10 loans | 0.0% |
| Johnson County, TN | 2 | Under 10 loans | 0.0% |
| Wilson County, TN | 2 | Under 10 loans | 0.0% |
| Davidson County, TN | 1 | Under 10 loans | 0.0% |
| Dickson County, TN | 1 | Under 10 loans | 0.0% |
| Fentress County, TN | 1 | Under 10 loans | 0.0% |
| Shelby County, TN | 1 | Under 10 loans | 0.0% |
| Washington County, VA | 1 | Under 10 loans | 0.0% |
| Letcher County, KY | 0 | Under 10 loans | Not published |
| Meigs County, TN | 0 | Under 10 loans | 0.0% |
| White County, TN | 0 | Under 10 loans | Not published |
| Williamson County, TN | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.