Mortgage Lender Index

Mortgage lenders in Hancock County

83 mortgages were made in Hancock County, Tennessee, in 2025, by 58 lenders. The median rate their borrowers got was 6.625% on a median loan of $165,000. Of 141 decisions, 53 were denials — 37.6%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 9 Under 10 loans Under 10 loans 25.0%
First Century Bank 8 Under 10 loans Under 10 loans 27.3%
VANDERBILT MORTGAGE AND FINANCE, INC. 6 Under 10 loans Under 10 loans 72.7%
Sierra Pacific Mortgage Company, Inc. 5 Under 10 loans Under 10 loans 28.6%
UNITED SHORE FINANCIAL SERVICES, LLC 5 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 3 Under 10 loans Under 10 loans 40.0%
EASTMAN CREDIT UNION 3 Under 10 loans Under 10 loans 20.0%
STOCKTON MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 25.0%
FREEDOM MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 0.0%
KNOXVILLE TVA EMPLOYEES CREDIT UNION 3 Under 10 loans Under 10 loans 0.0%
Farm Credit Mid-America 2 Under 10 loans Under 10 loans 25.0%
Broker Solutions, Inc. 2 Under 10 loans Under 10 loans 0.0%
MORTGAGE INVESTORS GROUP, INC. 2 Under 10 loans Under 10 loans 0.0%
Regions Bank 2 Under 10 loans Under 10 loans 33.3%
Y-12 Federal Credit Union 2 Under 10 loans Under 10 loans 0.0%
Citizens Bank and Trust Company of Grainger County 2 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 1 Under 10 loans Under 10 loans 80.0%
FirstBank 1 Under 10 loans Under 10 loans 66.7%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 50.0%
FIRST BANCORP, INC. 1 Under 10 loans Under 10 loans 50.0%
Hearthside Bank Corporation 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 1 Under 10 loans Under 10 loans 0.0%
ROSS MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
Community Trust Bank, Inc. 1 Under 10 loans Under 10 loans 0.0%
Community State Bank of Missouri 1 Under 10 loans Under 10 loans 0.0%
Renasant Bank 1 Under 10 loans Under 10 loans 0.0%
SUMMIT FUNDING, INC. 1 Under 10 loans Under 10 loans 0.0%
Pinnacle Bank 1 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
CONSUMER Credit Union 1 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
United Community Bank 1 Under 10 loans Under 10 loans 0.0%
SOUTHWEST STAGE FUNDING, LLC 0 Under 10 loans Under 10 loans 100.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
EVERETT FINANCIAL, INC. 0 Under 10 loans Under 10 loans 100.0%
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 50.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 0 Under 10 loans Under 10 loans 100.0%
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCIAL NETWORK, INC. 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 0.0%
MIDFLORIDA 0 Under 10 loans Under 10 loans 100.0%
KIND LENDING, LLC 0 Under 10 loans Under 10 loans 100.0%
MORTGAGE CENTER L.C 0 Under 10 loans Under 10 loans Not published
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans 100.0%
Wells Fargo Bank, National Association 0 Under 10 loans Under 10 loans Not published
Discover Bank 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
HFG HOLDINGS, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Hancock County

2 FDIC-insured branches from 2 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
First Century Bank 1$59.3 million
Thread Bank 1$50.8 million

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.