CONSUMER Credit Union
CONSUMER Credit Union received 411 applications in 2025 and made 287 mortgages, in 24 counties across 2 states. The median rate its borrowers got was 5.690% on a median loan of $205,000. Of 373 decisions, 43 were denials — 11.5%, most often for credit history.
| Legal Entity Identifier | 549300R14I3DX6ZMWL07 |
|---|---|
| Applications received | 411 |
| Mortgages made | 287 |
| Denied | 43 |
| Approved, not taken up | 43 |
| Withdrawn or incomplete | 38 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.798 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 104 | 5.625% | $255,000 | 6.3% |
| Refinancing | 23 | 6.750% | $365,000 | 27.3% |
| Cash-out refinancing | 140 | 5.625% | $145,000 | 12.3% |
| Other purposes | 20 | 6.750% | $205,000 | 11.5% |
Where CONSUMER Credit Union lends most
The 24 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Greene County, TN | 77 | 5.500% | 17.3% |
| Hamblen County, TN | 47 | 5.500% | 7.6% |
| Washington County, TN | 38 | 5.938% | 11.1% |
| Knox County, TN | 26 | 5.688% | 9.4% |
| Jefferson County, TN | 25 | 6.750% | 15.2% |
| Sevier County, TN | 15 | 5.500% | 5.9% |
| Sullivan County, TN | 15 | 6.750% | 11.1% |
| Hawkins County, TN | 11 | 5.750% | 7.7% |
| Carter County, TN | 6 | Under 10 loans | 11.1% |
| Grainger County, TN | 6 | Under 10 loans | 0.0% |
| Cocke County, TN | 4 | Under 10 loans | 20.0% |
| Bristol city, VA | 4 | Under 10 loans | 0.0% |
| Blount County, TN | 2 | Under 10 loans | 0.0% |
| Bradley County, TN | 2 | Under 10 loans | 33.3% |
| Claiborne County, TN | 2 | Under 10 loans | 0.0% |
| Anderson County, TN | 1 | Under 10 loans | 0.0% |
| Campbell County, TN | 1 | Under 10 loans | 0.0% |
| Hancock County, TN | 1 | Under 10 loans | 0.0% |
| Loudon County, TN | 1 | Under 10 loans | 0.0% |
| Monroe County, TN | 1 | Under 10 loans | 0.0% |
| Rutherford County, TN | 1 | Under 10 loans | 0.0% |
| Unicoi County, TN | 1 | Under 10 loans | 0.0% |
| Morgan County, TN | 0 | Under 10 loans | 0.0% |
| Union County, TN | 0 | Under 10 loans | Not published |
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When CONSUMER Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.