ROSS MORTGAGE CORPORATION
ROSS MORTGAGE CORPORATION received 1,383 applications in 2025 and made 1,034 mortgages, in 193 counties across 16 states. The median rate its borrowers got was 6.625% on a median loan of $255,000. Of 1,109 decisions, 55 were denials — 5.0%, most often for collateral.
| Legal Entity Identifier | 5493005NU5BA00C1N451 |
|---|---|
| Applications received | 1,383 |
| Mortgages made | 1,034 |
| Denied | 55 |
| Approved, not taken up | 20 |
| Withdrawn or incomplete | 274 |
| Loans bought from other lenders | 2 |
| Median rate spread over the prime offer rate | 0.376 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 826 | 6.625% | $245,000 | 4.9% |
| Refinancing | 122 | 6.125% | $305,000 | 2.3% |
| Cash-out refinancing | 86 | 6.750% | $225,000 | 9.5% |
Where ROSS MORTGAGE CORPORATION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Oakland County, MI | 201 | 6.625% | 1.4% |
| Wayne County, MI | 165 | 6.625% | 2.9% |
| Genesee County, MI | 71 | 6.625% | 1.4% |
| Macomb County, MI | 63 | 6.625% | 4.6% |
| Sullivan County, TN | 43 | 6.625% | 8.3% |
| Washington County, TN | 42 | 6.490% | 8.5% |
| St. Clair County, MI | 26 | 6.750% | 13.3% |
| Barren County, KY | 21 | 6.625% | 8.3% |
| Livingston County, MI | 19 | 6.500% | 0.0% |
| Greene County, TN | 17 | 6.625% | 5.3% |
| Cook County, IL | 11 | 6.375% | 21.4% |
| Lapeer County, MI | 11 | 6.750% | 0.0% |
| Carter County, TN | 11 | 5.990% | 0.0% |
| Hamblen County, TN | 11 | 6.750% | 15.4% |
| Hawkins County, TN | 11 | 6.500% | 0.0% |
| Saginaw County, MI | 10 | 6.808% | 0.0% |
| Volusia County, FL | 9 | Under 10 loans | 0.0% |
| Warren County, KY | 9 | Under 10 loans | 10.0% |
| Culpeper County, VA | 9 | Under 10 loans | 0.0% |
| Cocke County, TN | 8 | Under 10 loans | 0.0% |
| Albemarle County, VA | 8 | Under 10 loans | 0.0% |
| Jackson County, MI | 7 | Under 10 loans | 12.5% |
| Monroe County, MI | 7 | Under 10 loans | 0.0% |
| Montgomery County, TN | 7 | Under 10 loans | 0.0% |
| Williamson County, TN | 7 | Under 10 loans | 0.0% |
| Maury County, TN | 6 | Under 10 loans | 0.0% |
| Marion County, FL | 5 | Under 10 loans | 0.0% |
| Allen County, KY | 5 | Under 10 loans | 0.0% |
| Davidson County, TN | 5 | Under 10 loans | 16.7% |
| Jefferson County, TN | 5 | Under 10 loans | 16.7% |
| Kent County, MI | 4 | Under 10 loans | 0.0% |
| Sanilac County, MI | 4 | Under 10 loans | 20.0% |
| Washtenaw County, MI | 4 | Under 10 loans | 0.0% |
| Sumner County, TN | 4 | Under 10 loans | 20.0% |
| Fluvanna County, VA | 4 | Under 10 loans | 20.0% |
| Madison County, VA | 4 | Under 10 loans | 20.0% |
| Scott County, VA | 4 | Under 10 loans | 20.0% |
| Logan County, KY | 3 | Under 10 loans | 0.0% |
| Ingham County, MI | 3 | Under 10 loans | 0.0% |
| Johnson County, TN | 3 | Under 10 loans | 0.0% |
| Rutherford County, TN | 3 | Under 10 loans | 0.0% |
| Louisa County, VA | 3 | Under 10 loans | 0.0% |
| Spotsylvania County, VA | 3 | Under 10 loans | 0.0% |
| Tazewell County, VA | 3 | Under 10 loans | 0.0% |
| Washington County, VA | 3 | Under 10 loans | 0.0% |
| Wise County, VA | 3 | Under 10 loans | 0.0% |
| Bristol city, VA | 3 | Under 10 loans | 0.0% |
| Staunton city, VA | 3 | Under 10 loans | 0.0% |
| Broward County, FL | 2 | Under 10 loans | 33.3% |
| Hernando County, FL | 2 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.