Mortgage lenders in Ingham County
5,496 mortgages were made in Ingham County, Michigan, in 2025, by 336 lenders. The median rate their borrowers got was 6.750% on a median loan of $145,000. Of 7,574 decisions, 1,671 were denials — 22.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| MICHIGAN STATE UNIVERSITY Federal Credit Union | 742 | 7.500% | $105,000 | 20.4% |
| The Dart Bank | 545 | 6.625% | $175,000 | 8.8% |
| Rocket Mortgage, LLC | 454 | 6.750% | $155,000 | 17.6% |
| UNION HOME MORTGAGE CORP. | 359 | 6.875% | $165,000 | 3.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 332 | 6.484% | $195,000 | 16.8% |
| Flagstar Bank, N.A. | 200 | 6.625% | $165,000 | 41.3% |
| Fifth Third Bank, National Association | 171 | 7.500% | $105,000 | 30.3% |
| The Huntington National Bank | 160 | 7.340% | $105,000 | 32.9% |
| CASE Credit Union | 83 | 7.000% | $95,000 | 14.4% |
| PNC Bank, National Association | 82 | 7.360% | $105,000 | 22.9% |
| Independent Bank | 71 | 7.125% | $115,000 | 24.0% |
| Lake Trust Credit Union | 70 | 7.285% | $55,000 | 39.7% |
| LAKE MICHIGAN CREDIT UNION | 70 | 6.500% | $185,000 | 2.7% |
| LAFCU Credit Union | 65 | 6.000% | $115,000 | 6.8% |
| MORTGAGE CENTER L.C | 64 | 6.375% | $175,000 | 1.5% |
| CROSSCOUNTRY MORTGAGE, INC. | 63 | 6.625% | $145,000 | 1.5% |
| Mortgage Research Center, LLC | 60 | 6.250% | $215,000 | 30.7% |
| DFCU FINANCIAL | 60 | 5.750% | $65,000 | 21.7% |
| JPMorgan Chase Bank, National Association | 56 | 6.500% | $195,000 | 16.2% |
| CONSUMERS CREDIT UNION | 55 | 5.990% | $185,000 | 15.4% |
| Northpointe Bank | 49 | 6.625% | $165,000 | 5.8% |
| EVERETT FINANCIAL, INC. | 49 | 6.625% | $145,000 | 5.8% |
| VAN DYK MORTGAGE CORPORATION | 46 | 6.500% | $185,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 45 | 6.990% | $115,000 | 18.2% |
| Adventure Credit Union | 43 | 6.990% | $55,000 | 21.8% |
| 21st Mortgage Corporation | 40 | 11.635% | $55,000 | 70.2% |
| PENNYMAC LOAN SERVICES, LLC | 39 | 6.250% | $225,000 | 13.3% |
| GUARANTEED RATE, INC. | 39 | 6.625% | $155,000 | 0.0% |
| NEWREZ LLC | 36 | 6.750% | $155,000 | 31.5% |
| Navy Federal Credit Union | 35 | 6.500% | $175,000 | 30.2% |
| Citizens Bank, National Association | 31 | 7.250% | $95,000 | 20.0% |
| MORTGAGE 1 INCORPORATED | 31 | 6.625% | $165,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 29 | 6.250% | $185,000 | 0.0% |
| Bank of America, National Association | 28 | 6.490% | $105,000 | 53.3% |
| EMM LOANS LLC | 28 | 6.625% | $185,000 | 3.5% |
| Broker Solutions, Inc. | 27 | 6.990% | $145,000 | 20.6% |
| Comerica Bank | 26 | 5.990% | $90,000 | 52.7% |
| Loandepot.Com, LLC | 26 | 7.125% | $145,000 | 37.8% |
| Mercantile Bank | 24 | 6.625% | $145,000 | 4.0% |
| TRUE COMMUNITY Credit Union | 24 | Not published | $75,000 | 21.2% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 23 | 6.625% | $195,000 | 0.0% |
| Eaton Community Bank | 23 | Not published | $135,000 | 10.7% |
| FIGURE LENDING LLC | 22 | 9.050% | $45,000 | 33.3% |
| GUILD MORTGAGE COMPANY | 22 | 6.438% | $115,000 | 0.0% |
| THE LOAN STORE, INC. | 21 | 6.875% | $125,000 | 7.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 20 | 6.813% | $150,000 | 25.9% |
| SPRING EQ, LLC | 17 | 10.350% | $55,000 | 53.7% |
| AMERICAN FINANCIAL RESOURCES, INC. | 16 | 6.625% | $160,000 | 11.1% |
| GreenStone Farm Credit Services, FLCA | 16 | 6.950% | $415,000 | 5.3% |
| Coastal Community Bank | 15 | 10.240% | $55,000 | 5.2% |
| BPL MORTGAGE TRUST, LLC | 15 | 7.375% | $95,000 | 5.9% |
| Prosperity Home Mortgage, LLC | 14 | 6.812% | $190,000 | 6.7% |
| CHURCHILL MORTGAGE CORPORATION | 14 | 6.625% | $185,000 | 5.9% |
| MICHIGAN FIRST CREDIT UNION | 14 | 6.625% | $120,000 | 17.7% |
| First Merchants Bank | 14 | 6.688% | $280,000 | 0.0% |
| USAA Federal Savings Bank | 13 | 6.500% | $205,000 | 7.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | 13 | 6.125% | $135,000 | 0.0% |
| NEW DAY FINANCIAL, LLC | 12 | 6.933% | $225,000 | 42.9% |
| PRESTON HOME LOANS INC | 12 | 6.813% | $175,000 | 0.0% |
| Horizon Bank | 12 | 6.875% | $305,000 | 29.4% |
| DOMINION FINANCIAL SERVICES, LLC | 12 | 7.188% | $115,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 11 | 7.375% | $95,000 | 21.4% |
| LAKEVIEW LOAN SERVICING, LLC | 11 | 8.625% | $75,000 | 67.5% |
| CARRINGTON MORTGAGE SERVICES, LLC | 11 | 6.625% | $105,000 | 38.1% |
| MICHIGAN SCHOOLS AND GOVERNMENT | 11 | 6.750% | $65,000 | 8.3% |
| STAUNTON FINANCIAL, INC. | 11 | 6.375% | $245,000 | 21.4% |
| ChoiceOne Bank | 11 | 6.875% | $145,000 | 0.0% |
| MICHIGAN MUTUAL, INC. | 10 | 7.375% | $120,000 | 0.0% |
| GoodLeap, LLC | 10 | 5.995% | $145,000 | 16.7% |
| CREDIT UNION ONE | 10 | 7.495% | $105,000 | 15.4% |
| ZILLOW HOME LOANS, LLC | 10 | 6.558% | $175,000 | 9.1% |
| PFCU | 10 | 7.188% | $85,000 | 23.1% |
| RUOFF MORTGAGE COMPANY, INC. | 10 | 6.750% | $165,000 | 0.0% |
| 254900CTT87ZKAUTIJ37 | 10 | 7.750% | $105,000 | 16.7% |
| TRIAD FINANCIAL SERVICES, INC. | 9 | Under 10 loans | Under 10 loans | 62.2% |
| AmeriSave Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 84.2% |
| Wells Fargo Bank, National Association | 9 | Under 10 loans | Under 10 loans | 25.0% |
| PLAZA HOME MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 40.0% |
| KIND LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| Kiavi Funding, Inc. | 8 | Under 10 loans | Under 10 loans | 18.2% |
| BETTER MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 57.9% |
| First National Bank of America | 8 | Under 10 loans | Under 10 loans | 38.5% |
| FIRST COMMUNITY MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 10.0% |
| Genisys Credit Union | 8 | Under 10 loans | Under 10 loans | 11.1% |
| UNIVERSITY OF MICHIGAN CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 7 | Under 10 loans | Under 10 loans | 75.0% |
| Equity Prime Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 33.3% |
| Loan Funder LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 7 | Under 10 loans | Under 10 loans | 41.7% |
| AMERICAN FINANCIAL NETWORK, INC. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| SUN WEST MORTGAGE COMPANY, INC. | 7 | Under 10 loans | Under 10 loans | 8.3% |
| Fairway Independent Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 12.5% |
| ROYAL UNITED MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| TOWNE MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 45.5% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 45.5% |
| CHAMPIONS FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| GUARANTEED RATE AFFINITY, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Old National Bank | 6 | Under 10 loans | Under 10 loans | 12.5% |
| J. VIRGIL, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY FINANCIAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 5 | Under 10 loans | Under 10 loans | 44.4% |
| U.S. Bank National Association | 5 | Under 10 loans | Under 10 loans | 44.4% |
| Sierra Pacific Mortgage Company, Inc. | 5 | Under 10 loans | Under 10 loans | 22.2% |
| 254900M2C4Q6DATP2889 | 5 | Under 10 loans | Under 10 loans | 28.6% |
| PHH Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE LINK, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 14.3% |
| BAYSHORE MORTGAGE FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| First State Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 44.4% |
| LOWER, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Lendage, LLC | 4 | Under 10 loans | Under 10 loans | 25.0% |
| Michigan United Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Click n' Close, Inc. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| DEEPHAVEN MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Cornerstone First Mortgage, Inc | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Wings Financial Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ARBOR FINANCIAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| County National Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN EDUCATIONAL | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BLG HOLDINGS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Tomo Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| COMMUNITY CHOICE | 3 | Under 10 loans | Under 10 loans | 50.0% |
| A&D Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Dort Financial Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Paramount Residential Mortgage Group, Inc. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PLANET HOME LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Homestead Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LOC Credit Union | 3 | Under 10 loans | Under 10 loans | 40.0% |
| KELLOGG COMMUNITY CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCIAL PLUS CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Morgan Stanley Private Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| University Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| BAY EQUITY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Mortgage Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ROSS MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Ann Arbor | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MMS MORTGAGE SERVICES, LTD. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Isabella Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Superior National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NOTRE DAME FEDERAL CREDIT UNION CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Commerce Home Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ELGA CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Luminate Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 1ST STATE FINANCIAL, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED FINANCIAL Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Macatawa Bank, N. A. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KALSEE CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Eastern Michigan Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Zippy Loans, LLC | 1 | Under 10 loans | Under 10 loans | 90.9% |
| 254900O723MCLR701H50 | 1 | Under 10 loans | Under 10 loans | 88.9% |
| HomePromise Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Commercial Bank | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Beeline Loans, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GVC MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 1 | Under 10 loans | Under 10 loans | 66.7% |
| ALLIANT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 66.7% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 136 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Ingham County
50 FDIC-insured branches from 17 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Fifth Third Bank, National Association | 8 | $1.0 billion |
| The Huntington National Bank | 6 | $462.1 million |
| JPMorgan Chase Bank, National Association | 5 | $733.6 million |
| Independent Bank | 5 | $373.5 million |
| PNC Bank, National Association | 4 | $1.3 billion |
| The Dart Bank | 3 | $1.2 billion |
| Bank of America, National Association | 3 | $507.1 million |
| Commercial Bank | 3 | $101.1 million |
| Flagstar Bank, National Association | 2 | $197.5 million |
| Capitol National Bank | 2 | $162.1 million |
| Horizon Bank | 2 | $90.9 million |
| Eaton Community Bank | 2 | $78.1 million |
| First National Bank of America | 1 | $3.4 billion |
| Mercantile Bank | 1 | $272.0 million |
| First National Bank of Michigan | 1 | $33.6 million |
| ChoiceOne Bank | 1 | $26.8 million |
| Homestead Savings Bank | 1 | $7.5 million |
Closed since the 2025 survey
5 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Comerica Bank, 101 N Washington Sq, Lansing
- Comerica Bank, 223 N Clippert St, Lansing
- Comerica Bank, 4829 Marsh Rd, Okemos
- Comerica Bank, 5226 S Cedar St, Lansing
- PNC Bank, National Association, 3433 E Michigan Ave, Lansing
Get told when this changes
When the next year’s lending figures are out for Ingham County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.