HomePromise Corporation
HomePromise Corporation received 1,334 applications in 2025 and made 74 mortgages, in 443 counties across 17 states. The median rate its borrowers got was 7.125% on a median loan of $325,000. Of 714 decisions, 640 were denials — 89.6%, most often for credit history.
| Legal Entity Identifier | 5493000WAJ1FMTFL5D75 |
|---|---|
| Applications received | 1,334 |
| Mortgages made | 74 |
| Denied | 640 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 620 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.5825 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 67 | 7.250% | $325,000 | 90.0% |
| Refinancing | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Cash-out refinancing | 4 | Under 10 loans | Under 10 loans | 88.6% |
| Other purposes | 3 | Under 10 loans | Under 10 loans | 62.5% |
Where HomePromise Corporation lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Clay County, FL | 2 | Under 10 loans | 66.7% |
| Hillsborough County, FL | 2 | Under 10 loans | 60.0% |
| Richmond County, GA | 2 | Under 10 loans | 66.7% |
| Charles County, MD | 2 | Under 10 loans | 71.4% |
| Burlington County, NJ | 2 | Under 10 loans | 33.3% |
| Pike County, PA | 2 | Under 10 loans | 33.3% |
| Shelby County, TN | 2 | Under 10 loans | 60.0% |
| Fairfax County, VA | 2 | Under 10 loans | 0.0% |
| Baldwin County, AL | 1 | Under 10 loans | 50.0% |
| Colbert County, AL | 1 | Under 10 loans | 50.0% |
| Houston County, AL | 1 | Under 10 loans | 75.0% |
| Morgan County, AL | 1 | Under 10 loans | 66.7% |
| Kern County, CA | 1 | Under 10 loans | 75.0% |
| Santa Cruz County, CA | 1 | Under 10 loans | 0.0% |
| Shasta County, CA | 1 | Under 10 loans | 66.7% |
| Naugatuck Valley Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Brevard County, FL | 1 | Under 10 loans | 75.0% |
| Hernando County, FL | 1 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 75.0% |
| Palm Beach County, FL | 1 | Under 10 loans | 66.7% |
| Polk County, FL | 1 | Under 10 loans | 66.7% |
| Putnam County, FL | 1 | Under 10 loans | 50.0% |
| Volusia County, FL | 1 | Under 10 loans | 75.0% |
| Camden County, GA | 1 | Under 10 loans | 50.0% |
| Clayton County, GA | 1 | Under 10 loans | 66.7% |
| Effingham County, GA | 1 | Under 10 loans | 66.7% |
| Floyd County, GA | 1 | Under 10 loans | 0.0% |
| Gwinnett County, GA | 1 | Under 10 loans | 75.0% |
| Polk County, GA | 1 | Under 10 loans | 0.0% |
| Baltimore County, MD | 1 | Under 10 loans | 50.0% |
| Prince George's County, MD | 1 | Under 10 loans | 87.5% |
| Washington County, MD | 1 | Under 10 loans | 50.0% |
| Baltimore city, MD | 1 | Under 10 loans | 80.0% |
| Alpena County, MI | 1 | Under 10 loans | 50.0% |
| Berrien County, MI | 1 | Under 10 loans | 66.7% |
| Ingham County, MI | 1 | Under 10 loans | 0.0% |
| Chisago County, MN | 1 | Under 10 loans | 0.0% |
| Ocean County, NJ | 1 | Under 10 loans | 0.0% |
| Salem County, NJ | 1 | Under 10 loans | 0.0% |
| Columbiana County, OH | 1 | Under 10 loans | 50.0% |
| Cuyahoga County, OH | 1 | Under 10 loans | 80.0% |
| Knox County, OH | 1 | Under 10 loans | 66.7% |
| Lucas County, OH | 1 | Under 10 loans | 50.0% |
| Medina County, OH | 1 | Under 10 loans | 50.0% |
| Washington County, OH | 1 | Under 10 loans | 50.0% |
| Franklin County, PA | 1 | Under 10 loans | 83.3% |
| Snyder County, PA | 1 | Under 10 loans | 0.0% |
| Westmoreland County, PA | 1 | Under 10 loans | 50.0% |
| York County, PA | 1 | Under 10 loans | 0.0% |
| Hamilton County, TN | 1 | Under 10 loans | 50.0% |
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When HomePromise Corporation’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.