Mortgage Lender Index

GreenStone Farm Credit Services, FLCA

GreenStone Farm Credit Services, FLCA received 1,427 applications in 2025 and made 1,202 mortgages, in 110 counties across 10 states. The median rate its borrowers got was 6.750% on a median loan of $275,000. Of 1,327 decisions, 20 were denials — 1.5%, most often for debt-to-income ratio.

Legal Entity Identifier549300461TECLDDGNF98
Applications received1,427
Mortgages made1,202
Denied20
Approved, not taken up105
Withdrawn or incomplete100
Loans bought from other lenders0
Median rate spread over the prime offer rate0.4 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase825 6.850%$335,000 1.3%
Refinancing77 6.650%$335,000 2.2%
Cash-out refinancing86 6.650%$215,000 2.1%
Other purposes214 6.750%$125,000 1.7%

Where GreenStone Farm Credit Services, FLCA lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Livingston County, MI 446.625%0.0%
Jackson County, MI 426.850%2.2%
Monroe County, MI 386.550%4.4%
Allegan County, MI 377.000%0.0%
Washtenaw County, MI 376.800%0.0%
Genesee County, MI 356.650%0.0%
Clinton County, MI 296.650%0.0%
Oakland County, MI 296.700%3.1%
Ionia County, MI 286.650%0.0%
Montcalm County, MI 286.700%0.0%
Barry County, MI 276.850%0.0%
Kent County, MI 276.600%0.0%
Lenawee County, MI 276.650%0.0%
Clare County, MI 266.900%0.0%
Eaton County, MI 266.750%3.3%
Lapeer County, MI 266.850%0.0%
Isabella County, MI 246.775%0.0%
Calhoun County, MI 226.825%3.7%
Shiawassee County, MI 226.550%0.0%
Mecosta County, MI 216.550%0.0%
Oceana County, MI 186.525%0.0%
Grand Traverse County, MI 176.750%9.5%
Osceola County, MI 177.000%5.6%
Van Buren County, MI 177.000%0.0%
Ingham County, MI 166.950%5.3%
Macomb County, MI 166.550%0.0%
St. Clair County, MI 166.825%5.3%
Gratiot County, MI 156.650%0.0%
Newaygo County, MI 146.600%0.0%
Ottawa County, MI 146.613%0.0%
Sanilac County, MI 146.950%0.0%
Manitowoc County, WI 146.675%0.0%
Gladwin County, MI 137.100%0.0%
Hillsdale County, MI 137.000%0.0%
Kalkaska County, MI 136.700%0.0%
Midland County, MI 137.050%0.0%
Saginaw County, MI 136.850%0.0%
Marinette County, WI 136.950%0.0%
Manistee County, MI 126.400%0.0%
Tuscola County, MI 126.950%0.0%
Brown County, WI 116.900%8.3%
Shawano County, WI 117.250%7.7%
Bay County, MI 107.075%0.0%
Benzie County, MI 106.850%9.1%
Kalamazoo County, MI 106.900%0.0%
Wexford County, MI 107.100%0.0%
Door County, WI 106.850%0.0%
Waupaca County, WI 106.825%0.0%
Berrien County, MI 9Under 10 loans0.0%
Missaukee County, MI 9Under 10 loans0.0%

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When GreenStone Farm Credit Services, FLCA’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.