Mortgage lenders in Allegan County
3,398 mortgages were made in Allegan County, Michigan, in 2025, by 296 lenders. The median rate their borrowers got was 6.865% on a median loan of $205,000. Of 4,634 decisions, 998 were denials — 21.5%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| LAKE MICHIGAN CREDIT UNION | 489 | 6.875% | $185,000 | 8.3% |
| The Huntington National Bank | 258 | 7.590% | $125,000 | 34.3% |
| CONSUMERS CREDIT UNION | 202 | 6.375% | $145,000 | 10.6% |
| Rocket Mortgage, LLC | 186 | 6.625% | $195,000 | 17.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 162 | 6.375% | $275,000 | 15.8% |
| Fifth Third Bank, National Association | 153 | 7.500% | $105,000 | 28.8% |
| Mercantile Bank | 84 | 6.750% | $335,000 | 14.1% |
| United Bank of Michigan | 81 | Not published | $205,000 | 14.6% |
| ADVIA Federal Credit Union | 72 | 7.000% | $75,000 | 32.1% |
| ARBOR FINANCIAL CREDIT UNION | 65 | 7.375% | $115,000 | 1.5% |
| 5493001I9VOT1BTB5V75 | 51 | 6.750% | $55,000 | 13.6% |
| The Dart Bank | 51 | 6.875% | $265,000 | 5.4% |
| PNC Bank, National Association | 48 | 7.360% | $95,000 | 40.2% |
| NORTHERN MORTGAGE SERVICES, LLC | 48 | 6.490% | $255,000 | 0.0% |
| Honor Credit Union | 46 | 7.250% | $80,000 | 35.6% |
| UNITED FEDERAL CREDIT UNION | 46 | 7.525% | $105,000 | 20.3% |
| MORTGAGE CENTER L.C | 46 | 6.500% | $175,000 | 2.1% |
| TRIAD FINANCIAL SERVICES, INC. | 42 | 8.490% | $65,000 | 49.5% |
| SUCCESS MORTGAGE PARTNERS, INC. | 42 | 6.625% | $200,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 39 | 6.625% | $205,000 | 4.9% |
| Macatawa Bank, N. A. | 38 | Not published | $155,000 | 27.8% |
| GreenStone Farm Credit Services, FLCA | 37 | 7.000% | $305,000 | 0.0% |
| Old National Bank | 36 | 6.375% | $280,000 | 7.7% |
| NEWREZ LLC | 30 | 6.688% | $265,000 | 26.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 29 | 6.625% | $315,000 | 3.3% |
| MORTGAGE 1 INCORPORATED | 29 | 6.625% | $265,000 | 0.0% |
| Barrington Bank & Trust Company, National Association | 28 | 6.688% | $275,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 25 | 6.375% | $295,000 | 10.0% |
| PENNYMAC LOAN SERVICES, LLC | 24 | 6.063% | $280,000 | 16.7% |
| Mortgage Research Center, LLC | 23 | 6.500% | $335,000 | 38.5% |
| Horizon Bank | 23 | 6.000% | $255,000 | 13.8% |
| CHURCHILL MORTGAGE CORPORATION | 23 | 6.500% | $235,000 | 0.0% |
| Independent Bank | 22 | 6.688% | $290,000 | 14.3% |
| GUILD MORTGAGE COMPANY | 22 | 6.688% | $250,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 22 | 6.625% | $280,000 | 12.0% |
| Northpointe Bank | 20 | 6.125% | $265,000 | 4.8% |
| GVC MORTGAGE, INC. | 20 | 6.625% | $220,000 | 4.8% |
| West Michigan Community Bank | 19 | Not published | $315,000 | 13.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 18 | 6.750% | $290,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 17 | 6.250% | $255,000 | 23.1% |
| GUARANTEED RATE, INC. | 17 | 6.550% | $275,000 | 0.0% |
| Sturgis Bank & Trust Company | 17 | 6.750% | $155,000 | 0.0% |
| Navy Federal Credit Union | 15 | 8.000% | $155,000 | 21.1% |
| NATIONSTAR MORTGAGE LLC | 14 | 7.433% | $125,000 | 21.1% |
| ChoiceOne Bank | 14 | 6.950% | $235,000 | 0.0% |
| Kiavi Funding, Inc. | 13 | 10.450% | $175,000 | 0.0% |
| AAC Credit Union | 13 | 8.490% | $45,000 | 18.8% |
| TOP FLITE FINANCIAL, INC. | 13 | 6.625% | $235,000 | 7.1% |
| 21st Mortgage Corporation | 12 | 11.220% | $70,000 | 72.3% |
| Loandepot.Com, LLC | 12 | 7.500% | $90,000 | 53.8% |
| Bank of America, National Association | 12 | 5.558% | $280,000 | 33.3% |
| COMMUNITY CHOICE | 12 | 7.870% | $65,000 | 29.4% |
| Citizens Bank, National Association | 12 | 7.525% | $100,000 | 20.0% |
| Adventure Credit Union | 12 | 6.865% | $90,000 | 14.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 11 | 7.490% | $175,000 | 43.3% |
| FIGURE LENDING LLC | 11 | 8.950% | $55,000 | 25.8% |
| Coastal Community Bank | 10 | 8.990% | $55,000 | 4.2% |
| MICHIGAN FIRST CREDIT UNION | 10 | 6.563% | $215,000 | 33.3% |
| DFCU FINANCIAL | 10 | 5.938% | $145,000 | 7.7% |
| Broker Solutions, Inc. | 9 | Under 10 loans | Under 10 loans | 47.1% |
| GREENSTATE Credit Union | 9 | Under 10 loans | Under 10 loans | 52.4% |
| MICHIGAN STATE UNIVERSITY Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 18.2% |
| SPRING EQ, LLC | 8 | Under 10 loans | Under 10 loans | 69.0% |
| Flagstar Bank, N.A. | 8 | Under 10 loans | Under 10 loans | 18.2% |
| Fairway Independent Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 11.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 33.3% |
| CANOPY MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Highpoint Community Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Park Lane Finance Solutions, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 76.0% |
| Luminate Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Grand River Bank | 6 | Under 10 loans | Under 10 loans | 12.5% |
| THE LOAN STORE, INC. | 6 | Under 10 loans | Under 10 loans | 12.5% |
| Superior National Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| KELLOGG COMMUNITY CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| U.S. Bank National Association | 5 | Under 10 loans | Under 10 loans | 45.5% |
| PLAZA HOME MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 37.5% |
| CREDIT UNION ONE | 5 | Under 10 loans | Under 10 loans | 12.5% |
| Lendage, LLC | 5 | Under 10 loans | Under 10 loans | 14.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Prosperity Home Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 55.6% |
| LAKEVIEW LOAN SERVICING, LLC | 4 | Under 10 loans | Under 10 loans | 66.7% |
| Equity Prime Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| 254900M2C4Q6DATP2889 | 4 | Under 10 loans | Under 10 loans | 33.3% |
| PARDA Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 16.7% |
| First Merchants Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Community West Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| KALSEE CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 3 | Under 10 loans | Under 10 loans | 76.9% |
| NEW DAY FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 66.7% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 57.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | 3 | Under 10 loans | Under 10 loans | 37.5% |
| MILEND, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Citadel Servicing Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| USAA Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Wells Fargo Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 254900DIWCHEQWZ9GV45 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 254900W66Q1214MV8X83 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| CMG MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ZILLOW HOME LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NFM, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MMS MORTGAGE SERVICES, LTD. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT HOME MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 71.4% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 66.7% |
| Lake Trust Credit Union | 2 | Under 10 loans | Under 10 loans | 60.0% |
| LAFCU Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MEMBERS FIRST Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 25.0% |
| TOWNE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN SCHOOLS AND GOVERNMENT | 2 | Under 10 loans | Under 10 loans | 50.0% |
| GoodLeap, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRESTON HOME LOANS INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PFN Lending Group, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED HOME LOANS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Bay Community Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Independence Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Southern Michigan Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| West Michigan Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MARSHALL COMMUNITY CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BLG HOLDINGS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Meijer Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 1 | Under 10 loans | Under 10 loans | 90.0% |
| BETTER MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 80.0% |
| LOWER, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Comerica Bank | 1 | Under 10 loans | Under 10 loans | 80.0% |
| 1st Source Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| The Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| MISSION LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 66.7% |
| First National Bank of America | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Dort Financial Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMERS COOPERATIVE CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY FINANCIAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Third Federal Savings and Loan Association of Cleveland | 1 | Under 10 loans | Under 10 loans | 50.0% |
| COAST ONE MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CLEARPATH LENDING | 1 | Under 10 loans | Under 10 loans | 50.0% |
| OCMBC, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| STAUNTON FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| COMPASS MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WesBanco Bank, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Union Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| South Story Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PREFERRED CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST NATIONAL BANCORP, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Farmers & Merchants State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Compass Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900UYC52VIJUZ5X82 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 96 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Allegan County
17 FDIC-insured branches from 6 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| United Bank of Michigan | 4 | $402.3 million |
| The Huntington National Bank | 4 | $396.6 million |
| PNC Bank, National Association | 4 | $267.9 million |
| Fifth Third Bank, National Association | 2 | $192.4 million |
| Macatawa Bank, National Association | 2 | $159.4 million |
| Highpoint Community Bank | 1 | $37.6 million |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.