Community West Credit Union
Community West Credit Union received 166 applications in 2025 and made 122 mortgages, in 13 counties across 1 state. The median rate its borrowers got was 7.000% on a median loan of $85,000. Of 140 decisions, 18 were denials — 12.9%, most often for debt-to-income ratio.
| Legal Entity Identifier | 254900R8P0FFNZJAW611 |
|---|---|
| Applications received | 166 |
| Mortgages made | 122 |
| Denied | 18 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 26 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.055 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 14 | 6.938% | $200,000 | 17.7% |
| Refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Other purposes | 98 | 7.000% | $75,000 | 12.5% |
Where Community West Credit Union lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Kent County, MI | 83 | 7.000% | 15.3% |
| Ottawa County, MI | 12 | 7.245% | 14.3% |
| Barry County, MI | 11 | 7.000% | 0.0% |
| Allegan County, MI | 4 | Under 10 loans | 20.0% |
| Newaygo County, MI | 3 | Under 10 loans | 0.0% |
| Ionia County, MI | 2 | Under 10 loans | 0.0% |
| Mecosta County, MI | 2 | Under 10 loans | 0.0% |
| Cass County, MI | 1 | Under 10 loans | 0.0% |
| Eaton County, MI | 1 | Under 10 loans | 0.0% |
| Manistee County, MI | 1 | Under 10 loans | 0.0% |
| Montcalm County, MI | 1 | Under 10 loans | 0.0% |
| Oceana County, MI | 1 | Under 10 loans | 0.0% |
| Ingham County, MI | 0 | Under 10 loans | Not published |
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When Community West Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.