Mortgage Lender Index

OriginPoint, LLC

OriginPoint, LLC received 9,608 applications in 2025 and made 5,971 mortgages, in 454 counties across 39 states. The median rate its borrowers got was 6.600% on a median loan of $525,000. Of 6,378 decisions, 336 were denials — 5.3%, most often for debt-to-income ratio. 3 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier549300G4ESSS6M0MEG51
Applications received9,608
Mortgages made5,971
Denied336
Approved, not taken up71
Withdrawn or incomplete3,230
Loans bought from other lenders3
Median rate spread over the prime offer rate0.226 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase4,805 6.625%$515,000 3.8%
Refinancing801 6.350%$655,000 6.6%
Cash-out refinancing291 6.875%$505,000 14.2%
Other purposes74 9.075%$140,000 28.3%

Where OriginPoint, LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Cook County, IL 1,2276.625%4.1%
King County, WA 5806.500%3.8%
Los Angeles County, CA 2366.750%10.1%
DuPage County, IL 1876.600%2.6%
Lake County, IL 1576.625%1.9%
Snohomish County, WA 1266.575%2.3%
San Diego County, CA 1136.625%6.6%
Santa Barbara County, CA 1116.750%5.9%
Santa Clara County, CA 1096.375%3.5%
San Francisco County, CA 976.750%4.0%
Dallas County, TX 936.125%2.1%
Alameda County, CA 876.575%4.4%
Orange County, CA 876.750%12.0%
Mecklenburg County, NC 856.375%6.6%
Wake County, NC 806.375%4.7%
Denver County, CO 746.375%9.8%
Pierce County, WA 676.600%5.6%
Marin County, CA 656.625%5.5%
San Mateo County, CA 656.625%2.9%
District of Columbia, DC 656.625%4.4%
Douglas County, CO 606.250%4.8%
Arapahoe County, CO 566.250%5.1%
Contra Costa County, CA 536.500%5.4%
Jefferson County, CO 536.250%7.0%
Will County, IL 516.750%3.7%
Montgomery County, MD 476.375%4.0%
Sonoma County, CA 456.875%6.3%
Kane County, IL 456.875%4.3%
Lake County, IN 426.750%12.5%
Ventura County, CA 406.750%7.0%
Harris County, TX 396.800%7.1%
Howard County, MD 376.375%0.0%
Tarrant County, TX 376.250%2.6%
McHenry County, IL 366.688%5.1%
Teton County, WY 366.875%12.2%
Carroll County, MD 346.500%5.6%
Berrien County, MI 346.750%8.1%
Riverside County, CA 306.750%6.3%
Anne Arundel County, MD 306.125%3.2%
Kitsap County, WA 306.600%0.0%
Collin County, TX 296.375%0.0%
Baltimore County, MD 286.470%3.3%
Lincoln County, WY 266.688%3.7%
Frederick County, MD 255.750%0.0%
Fairfax County, VA 236.750%8.0%
Durham County, NC 226.375%8.0%
Denton County, TX 226.625%12.0%
York County, SC 216.450%0.0%
Western Connecticut Planning Region, CT 206.688%9.1%
Adams County, CO 196.250%0.0%

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When OriginPoint, LLC’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.