Highpoint Community Bank
Highpoint Community Bank received 102 applications in 2025 and made 96 mortgages, in 12 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $195,000. Of 98 decisions, 1 were denials — 1.0%.
| Legal Entity Identifier | 254900VOHINLR793U293 |
|---|---|
| Applications received | 102 |
| Mortgages made | 96 |
| Denied | 1 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 4 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Highpoint Community Bank, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 41 | Not published | $325,000 | 2.3% |
| Refinancing | 11 | Not published | $165,000 | 0.0% |
| Cash-out refinancing | 22 | Not published | $200,000 | 0.0% |
| Other purposes | 22 | Not published | $80,000 | 0.0% |
Where Highpoint Community Bank lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Barry County, MI | 50 | Not published | 1.9% |
| Kent County, MI | 22 | Not published | 0.0% |
| Allegan County, MI | 7 | Under 10 loans | 0.0% |
| Kalamazoo County, MI | 4 | Under 10 loans | 0.0% |
| Calhoun County, MI | 3 | Under 10 loans | 0.0% |
| Eaton County, MI | 3 | Under 10 loans | 0.0% |
| Montcalm County, MI | 3 | Under 10 loans | 0.0% |
| Ingham County, MI | 1 | Under 10 loans | 0.0% |
| Jackson County, MI | 1 | Under 10 loans | 0.0% |
| Manistee County, MI | 1 | Under 10 loans | 0.0% |
| Ottawa County, MI | 1 | Under 10 loans | 0.0% |
| Houghton County, MI | 0 | Under 10 loans | Not published |
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When Highpoint Community Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.