Mortgage Lender Index

UNITED MORTGAGE CORP.

UNITED MORTGAGE CORP. received 3,357 applications in 2025 and made 2,224 mortgages, in 426 counties across 39 states. The median rate its borrowers got was 6.750% on a median loan of $415,000. Of 2,917 decisions, 166 were denials — 5.7%, most often for collateral.

Legal Entity Identifier5493005ICQ3QGEIWV618
Applications received3,357
Mortgages made2,224
Denied166
Approved, not taken up527
Withdrawn or incomplete440
Loans bought from other lenders0
Median rate spread over the prime offer rate0.632 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,600 6.750%$465,000 5.9%
Refinancing133 6.500%$435,000 4.3%
Cash-out refinancing487 6.875%$305,000 5.6%
Other purposes4 Under 10 loansUnder 10 loans 0.0%

Where UNITED MORTGAGE CORP. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Suffolk County, NY 4026.625%3.7%
Nassau County, NY 2136.750%6.2%
Luzerne County, PA 1746.990%3.0%
Queens County, NY 1466.625%8.4%
Ocean County, NJ 766.875%2.2%
Kings County, NY 596.750%7.6%
Middlesex County, NJ 306.625%2.9%
Bronx County, NY 306.813%6.4%
Essex County, NJ 296.875%12.5%
Schuylkill County, PA 296.875%0.0%
Bergen County, NJ 286.750%0.0%
Palm Beach County, FL 276.750%5.7%
Westchester County, NY 266.938%8.3%
Passaic County, NJ 236.625%3.2%
Monmouth County, NJ 207.058%6.7%
Broward County, FL 197.125%12.9%
Tarrant County, TX 196.875%0.0%
Richmond County, NY 186.500%8.0%
Union County, NJ 176.750%12.0%
Naugatuck Valley Planning Region, CT 166.688%0.0%
Clark County, NV 166.813%0.0%
Morris County, NJ 166.933%0.0%
Franklin County, OH 156.500%6.3%
Philadelphia County, PA 147.188%17.4%
Ottawa County, MI 126.438%7.1%
South Central Connecticut Planning Region, CT 117.125%6.3%
Miami-Dade County, FL 117.500%15.4%
Hudson County, NJ 116.990%9.1%
Carbon County, PA 106.813%0.0%
Northampton County, PA 106.938%9.1%
Harris County, TX 107.000%5.9%
El Paso County, CO 9Under 10 loans0.0%
Western Connecticut Planning Region, CT 9Under 10 loans7.7%
Atlantic County, NJ 9Under 10 loans18.2%
Columbia County, PA 9Under 10 loans0.0%
Pasco County, FL 8Under 10 loans9.1%
Broome County, NY 8Under 10 loans0.0%
Orange County, NY 8Under 10 loans0.0%
Butler County, OH 8Under 10 loans0.0%
Warren County, OH 8Under 10 loans0.0%
Lehigh County, PA 8Under 10 loans27.3%
Monroe County, PA 8Under 10 loans9.1%
Dallas County, TX 8Under 10 loans0.0%
Denton County, TX 8Under 10 loans0.0%
Greater Bridgeport Planning Region, CT 7Under 10 loans0.0%
Orange County, FL 7Under 10 loans16.7%
Burlington County, NJ 7Under 10 loans0.0%
Somerset County, NJ 7Under 10 loans0.0%
Dutchess County, NY 7Under 10 loans30.0%
New York County, NY 7Under 10 loans0.0%

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When UNITED MORTGAGE CORP.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.