COMMUNITY CHOICE
COMMUNITY CHOICE received 1,569 applications in 2025 and made 814 mortgages, in 78 counties across 3 states. The median rate its borrowers got was 7.990% on a median loan of $55,000. Of 1,261 decisions, 447 were denials — 35.4%, most often for other.
| Legal Entity Identifier | 549300R0SQ8LYM3HBY12 |
|---|---|
| Applications received | 1,569 |
| Mortgages made | 814 |
| Denied | 447 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 308 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.53 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Refinancing | 112 | 7.990% | $75,000 | 29.6% |
| Other purposes | 702 | 7.750% | $55,000 | 36.3% |
Where COMMUNITY CHOICE lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Wayne County, MI | 270 | 7.990% | 41.6% |
| Oakland County, MI | 161 | 7.500% | 28.4% |
| Macomb County, MI | 107 | 7.990% | 31.9% |
| Jackson County, MI | 63 | 7.990% | 33.7% |
| Muskegon County, MI | 39 | 7.990% | 26.4% |
| Hillsdale County, MI | 33 | 8.240% | 26.7% |
| Livingston County, MI | 26 | 7.620% | 21.2% |
| Ottawa County, MI | 13 | 8.250% | 35.0% |
| Allegan County, MI | 12 | 7.870% | 29.4% |
| Genesee County, MI | 10 | 8.620% | 44.4% |
| Washtenaw County, MI | 6 | Under 10 loans | 60.0% |
| Kent County, MI | 5 | Under 10 loans | 16.7% |
| Arenac County, MI | 3 | Under 10 loans | 0.0% |
| Ingham County, MI | 3 | Under 10 loans | 50.0% |
| Lapeer County, MI | 3 | Under 10 loans | 0.0% |
| Lenawee County, MI | 3 | Under 10 loans | 62.5% |
| St. Clair County, MI | 3 | Under 10 loans | 70.0% |
| Palm Beach County, FL | 2 | Under 10 loans | 33.3% |
| Pasco County, FL | 2 | Under 10 loans | 0.0% |
| Calhoun County, MI | 2 | Under 10 loans | 33.3% |
| Emmet County, MI | 2 | Under 10 loans | 0.0% |
| Gladwin County, MI | 2 | Under 10 loans | 0.0% |
| Kalamazoo County, MI | 2 | Under 10 loans | 66.7% |
| Monroe County, MI | 2 | Under 10 loans | 50.0% |
| Franklin County, OH | 2 | Under 10 loans | 0.0% |
| Portage County, OH | 2 | Under 10 loans | 0.0% |
| Brevard County, FL | 1 | Under 10 loans | 0.0% |
| Charlotte County, FL | 1 | Under 10 loans | 0.0% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| Duval County, FL | 1 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Miami-Dade County, FL | 1 | Under 10 loans | 0.0% |
| Orange County, FL | 1 | Under 10 loans | 0.0% |
| Pinellas County, FL | 1 | Under 10 loans | 50.0% |
| Polk County, FL | 1 | Under 10 loans | 0.0% |
| Sarasota County, FL | 1 | Under 10 loans | 0.0% |
| Seminole County, FL | 1 | Under 10 loans | 50.0% |
| Volusia County, FL | 1 | Under 10 loans | 0.0% |
| Bay County, MI | 1 | Under 10 loans | 0.0% |
| Branch County, MI | 1 | Under 10 loans | 50.0% |
| Cass County, MI | 1 | Under 10 loans | 0.0% |
| Charlevoix County, MI | 1 | Under 10 loans | 0.0% |
| Clare County, MI | 1 | Under 10 loans | 66.7% |
| Crawford County, MI | 1 | Under 10 loans | 0.0% |
| Eaton County, MI | 1 | Under 10 loans | 66.7% |
| Huron County, MI | 1 | Under 10 loans | 0.0% |
| Iosco County, MI | 1 | Under 10 loans | 0.0% |
| Montcalm County, MI | 1 | Under 10 loans | 50.0% |
| Montmorency County, MI | 1 | Under 10 loans | 0.0% |
| Newaygo County, MI | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.