254900UYC52VIJUZ5X82
254900UYC52VIJUZ5X82 received 281 applications in 2025 and made 224 mortgages, in 30 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $225,000. Of 250 decisions, 22 were denials — 8.8%.
| Legal Entity Identifier | 254900UYC52VIJUZ5X82 |
|---|---|
| Applications received | 281 |
| Mortgages made | 224 |
| Denied | 22 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 31 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 117 | Not published | $235,000 | 4.0% |
| Refinancing | 58 | Not published | $250,000 | 14.5% |
| Cash-out refinancing | 47 | Not published | $165,000 | 9.6% |
| Other purposes | 2 | Under 10 loans | Under 10 loans | 50.0% |
Where 254900UYC52VIJUZ5X82 lends most
The 30 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Mason County, MI | 98 | Not published | 3.8% |
| Grand Traverse County, MI | 38 | Not published | 5.0% |
| Manistee County, MI | 27 | Not published | 9.7% |
| Oceana County, MI | 14 | Not published | 22.2% |
| Leelanau County, MI | 9 | Under 10 loans | 0.0% |
| Muskegon County, MI | 6 | Under 10 loans | 33.3% |
| Antrim County, MI | 4 | Under 10 loans | 0.0% |
| Benzie County, MI | 4 | Under 10 loans | 20.0% |
| Kalamazoo County, MI | 2 | Under 10 loans | 0.0% |
| Kent County, MI | 2 | Under 10 loans | 0.0% |
| Ottawa County, MI | 2 | Under 10 loans | 0.0% |
| Roscommon County, MI | 2 | Under 10 loans | 0.0% |
| Wexford County, MI | 2 | Under 10 loans | 0.0% |
| Allegan County, MI | 1 | Under 10 loans | 0.0% |
| Bay County, MI | 1 | Under 10 loans | 0.0% |
| Cass County, MI | 1 | Under 10 loans | 0.0% |
| Cheboygan County, MI | 1 | Under 10 loans | 0.0% |
| Isabella County, MI | 1 | Under 10 loans | 0.0% |
| Kalkaska County, MI | 1 | Under 10 loans | 0.0% |
| Lake County, MI | 1 | Under 10 loans | 66.7% |
| Mackinac County, MI | 1 | Under 10 loans | 0.0% |
| Mecosta County, MI | 1 | Under 10 loans | 0.0% |
| Oakland County, MI | 1 | Under 10 loans | 0.0% |
| Otsego County, MI | 1 | Under 10 loans | 0.0% |
| St. Clair County, MI | 1 | Under 10 loans | 0.0% |
| Sanilac County, MI | 1 | Under 10 loans | 0.0% |
| Schoolcraft County, MI | 1 | Under 10 loans | 0.0% |
| Macomb County, MI | 0 | Under 10 loans | 100.0% |
| Missaukee County, MI | 0 | Under 10 loans | 100.0% |
| Wayne County, MI | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.