MMS MORTGAGE SERVICES, LTD.
MMS MORTGAGE SERVICES, LTD. received 269 applications in 2025 and made 225 mortgages, in 41 counties across 7 states. The median rate its borrowers got was 6.490% on a median loan of $195,000. Of 241 decisions, 11 were denials — 4.6%, most often for collateral.
| Legal Entity Identifier | 549300YEC4OVVYQB2849 |
|---|---|
| Applications received | 269 |
| Mortgages made | 225 |
| Denied | 11 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 28 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.161 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 150 | 6.375% | $195,000 | 3.8% |
| Refinancing | 12 | 6.313% | $180,000 | 13.3% |
| Cash-out refinancing | 63 | 6.625% | $175,000 | 4.6% |
Where MMS MORTGAGE SERVICES, LTD. lends most
The 41 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Muskegon County, MI | 48 | 6.500% | 5.7% |
| Kent County, MI | 27 | 6.375% | 0.0% |
| Montcalm County, MI | 25 | 6.375% | 7.1% |
| Ionia County, MI | 22 | 6.625% | 0.0% |
| Ottawa County, MI | 21 | 6.490% | 0.0% |
| Gratiot County, MI | 12 | 6.558% | 0.0% |
| Wayne County, MI | 8 | Under 10 loans | 0.0% |
| Oceana County, MI | 7 | Under 10 loans | 12.5% |
| Lucas County, OH | 6 | Under 10 loans | 0.0% |
| Barry County, MI | 5 | Under 10 loans | 16.7% |
| Clinton County, MI | 4 | Under 10 loans | 0.0% |
| Allegan County, MI | 3 | Under 10 loans | 0.0% |
| Ingham County, MI | 3 | Under 10 loans | 0.0% |
| Kalamazoo County, MI | 3 | Under 10 loans | 0.0% |
| Cuyahoga County, OH | 3 | Under 10 loans | 0.0% |
| Grand Traverse County, MI | 2 | Under 10 loans | 0.0% |
| Isabella County, MI | 2 | Under 10 loans | 0.0% |
| Oakland County, MI | 2 | Under 10 loans | 33.3% |
| Ashtabula County, OH | 2 | Under 10 loans | 0.0% |
| Lake County, OH | 2 | Under 10 loans | 0.0% |
| Capitol Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Allen County, IN | 1 | Under 10 loans | 0.0% |
| Des Moines County, IA | 1 | Under 10 loans | 0.0% |
| Essex County, MA | 1 | Under 10 loans | 0.0% |
| Worcester County, MA | 1 | Under 10 loans | 0.0% |
| Clare County, MI | 1 | Under 10 loans | 0.0% |
| Genesee County, MI | 1 | Under 10 loans | 0.0% |
| Livingston County, MI | 1 | Under 10 loans | 50.0% |
| Mecosta County, MI | 1 | Under 10 loans | 0.0% |
| Monroe County, MI | 1 | Under 10 loans | 0.0% |
| Newaygo County, MI | 1 | Under 10 loans | 0.0% |
| Saginaw County, MI | 1 | Under 10 loans | 0.0% |
| St. Clair County, MI | 1 | Under 10 loans | 50.0% |
| Washtenaw County, MI | 1 | Under 10 loans | 0.0% |
| Erie County, OH | 1 | Under 10 loans | 0.0% |
| Lorain County, OH | 1 | Under 10 loans | 0.0% |
| Medina County, OH | 1 | Under 10 loans | 0.0% |
| Summit County, OH | 1 | Under 10 loans | 0.0% |
| Charlotte County, FL | 0 | Under 10 loans | Not published |
| Macomb County, MI | 0 | Under 10 loans | Not published |
| Clinton County, OH | 0 | Under 10 loans | 100.0% |
Get told when this changes
When MMS MORTGAGE SERVICES, LTD.’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.