Mortgage lenders in Ashtabula County
2,097 mortgages were made in Ashtabula County, Ohio, in 2025, by 233 lenders. The median rate their borrowers got was 6.990% on a median loan of $135,000. Of 3,035 decisions, 825 were denials — 27.2%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| The Huntington National Bank | 413 | 7.740% | $95,000 | 34.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 162 | 6.750% | $165,000 | 3.0% |
| Rocket Mortgage, LLC | 155 | 6.750% | $135,000 | 24.9% |
| The Andover Bank | 132 | Not published | $85,000 | 22.5% |
| The Middlefield Banking Company | 112 | Not published | $130,000 | 21.9% |
| UNION HOME MORTGAGE CORP. | 75 | 6.875% | $185,000 | 7.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 74 | 6.499% | $175,000 | 17.6% |
| Ixonia Bank | 56 | 6.875% | $145,000 | 3.4% |
| Mortgage Research Center, LLC | 39 | 6.250% | $225,000 | 30.4% |
| U.S. Bank National Association | 39 | 7.500% | $75,000 | 38.8% |
| FREEDOM MORTGAGE CORPORATION | 27 | 6.250% | $175,000 | 12.5% |
| KeyBank National Association | 25 | 6.625% | $105,000 | 34.2% |
| 64882O5BY6S207L2AA30 | 25 | Not published | $45,000 | 0.0% |
| BPL MORTGAGE TRUST, LLC | 24 | 7.438% | $90,000 | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | 22 | 7.125% | $155,000 | 0.0% |
| First Commonwealth Bank | 20 | 5.990% | $75,000 | 33.3% |
| PENNYMAC LOAN SERVICES, LLC | 19 | 6.000% | $145,000 | 31.0% |
| Loandepot.Com, LLC | 19 | 6.625% | $85,000 | 36.7% |
| Farm Credit Mid-America | 19 | 7.125% | $155,000 | 20.0% |
| RUOFF MORTGAGE COMPANY, INC. | 18 | 6.688% | $155,000 | 0.0% |
| Fifth Third Bank, National Association | 17 | 7.250% | $125,000 | 26.1% |
| Synergy One Lending, Inc. | 17 | 6.750% | $165,000 | 15.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 17 | 6.625% | $165,000 | 0.0% |
| ZILLOW HOME LOANS, LLC | 17 | 6.750% | $155,000 | 0.0% |
| Navy Federal Credit Union | 16 | 7.375% | $125,000 | 20.0% |
| CNB Bank | 16 | 6.125% | $120,000 | 15.8% |
| CARDINAL CREDIT UNION, INC. | 15 | 7.850% | $75,000 | 16.7% |
| Third Federal Savings and Loan Association of Cleveland | 14 | 6.465% | $230,000 | 33.3% |
| Citizens Bank, National Association | 14 | 8.150% | $90,000 | 39.1% |
| Equity Prime Mortgage LLC | 14 | 6.688% | $180,000 | 6.7% |
| NATIONSTAR MORTGAGE LLC | 14 | 7.438% | $130,000 | 22.2% |
| Dollar Bank, Federal Savings Bank | 14 | 6.645% | $75,000 | 22.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 13 | 6.625% | $105,000 | 23.5% |
| Coastal Community Bank | 12 | 12.990% | $35,000 | 3.1% |
| The Farmers National Bank of Canfield | 12 | 6.563% | $180,000 | 25.0% |
| Broker Solutions, Inc. | 11 | 7.125% | $135,000 | 35.3% |
| PNC Bank, National Association | 11 | 6.875% | $105,000 | 21.4% |
| Seven Seventeen Credit Union | 11 | 7.000% | $65,000 | 25.0% |
| TOWNE MORTGAGE COMPANY | 11 | 6.250% | $155,000 | 0.0% |
| AmeriSave Mortgage Corporation | 10 | 7.500% | $80,000 | 71.4% |
| JPMorgan Chase Bank, National Association | 10 | 6.490% | $170,000 | 15.4% |
| Union Savings Bank | 10 | 6.375% | $265,000 | 0.0% |
| NEWREZ LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| FIGURE LENDING LLC | 9 | Under 10 loans | Under 10 loans | 40.9% |
| TRIAD FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 66.2% |
| First National Bank of Pennsylvania | 8 | Under 10 loans | Under 10 loans | 50.0% |
| Fairway Independent Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 7 | Under 10 loans | Under 10 loans | 52.4% |
| CONSUMER REAL ESTATE FINANCE CO. | 7 | Under 10 loans | Under 10 loans | 36.4% |
| GUARANTEED RATE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 6 | Under 10 loans | Under 10 loans | 50.0% |
| Click n' Close, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Savings and Loan Association of Lakewood | 6 | Under 10 loans | Under 10 loans | 12.5% |
| Bank of America, National Association | 5 | Under 10 loans | Under 10 loans | 61.5% |
| CARRINGTON MORTGAGE SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 36.4% |
| Lendage, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Northwest Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| WesBanco Bank, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN FINANCIAL RESOURCES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST OHIO HOME FINANCE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Greenville Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 85.3% |
| NEW DAY FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 50.0% |
| GoodLeap, LLC | 4 | Under 10 loans | Under 10 loans | 36.4% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| PHH Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| A&D Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ROYAL UNITED MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Civista Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Zippy Loans, LLC | 3 | Under 10 loans | Under 10 loans | 62.5% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 5493004T38NMC864VL66 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Portage Community Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| POLARIS HOME FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 2 | Under 10 loans | Under 10 loans | 66.7% |
| Discover Bank | 2 | Under 10 loans | Under 10 loans | 84.6% |
| LENDINGONE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PLAZA HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MYCUMORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 60.0% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| STOCKTON MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| L C E FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUILD MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COAST ONE MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GREENWOOD CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Alcova Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MMS MORTGAGE SERVICES, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 1 | Under 10 loans | Under 10 loans | 84.0% |
| LAKEVIEW LOAN SERVICING, LLC | 1 | Under 10 loans | Under 10 loans | 90.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 80.0% |
| Wells Fargo Bank, National Association | 1 | Under 10 loans | Under 10 loans | 75.0% |
| UNIFIED BANK | 1 | Under 10 loans | Under 10 loans | 66.7% |
| THE LOAN STORE, INC. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Kiavi Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Plains Commerce Bank | 1 | Under 10 loans | Under 10 loans | 66.7% |
| LOWER, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| VERITAS FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Beeline Loans, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Manufacturers and Traders Trust Company | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Ohio Catholic Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WEST PENN FINANCIAL SERVICE CENTER, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ENDEAVOR CAPITAL, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| PENTAGON FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| EQUITY RESOURCES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| BETTER MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CF Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Union Bank Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BEST REWARD FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| German American Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STAR ONE Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE FIRM, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Coast Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| THE EQUITABLE MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UNION CAPITAL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Hope | 1 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Marquette Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Horizon Farm Credit, ACA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Washington State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EAST COAST CAPITAL CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH CENTRAL BANK, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WRIGHT-PATT CREDIT UNION, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SCHUMACHER MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| THRIVENT Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Kemba Financial Credit Union Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Florida Capital Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 984500RF83EA742B5589 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 0 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 0 | Under 10 loans | Under 10 loans | 100.0% |
| LONGBRIDGE FINANCIAL, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| MILEND, INC. | 0 | Under 10 loans | Under 10 loans | 100.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 0 | Under 10 loans | Under 10 loans | 0.0% |
| HFG HOLDINGS, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| Filo Mortgage, L.L.C. | 0 | Under 10 loans | Under 10 loans | Not published |
| GENEVA FINANCIAL, LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| NEXERA HOLDING LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| CMG MORTGAGE, INC. | 0 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| Citibank, National Association | 0 | Under 10 loans | Under 10 loans | Not published |
| EMBRACE HOME LOANS, INC. | 0 | Under 10 loans | Under 10 loans | Not published |
| Reliable Holdings Manager dba Lendz Financial | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Connexus Credit Union | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Widget Federal Credit Union | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Nations Lending Corporation | 0 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Mortgage Right | 0 | Under 10 loans | Under 10 loans | Not published |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 33 lenders each made 0 or fewer mortgages here, and are counted in the totals above.
Bank branches in Ashtabula County
19 FDIC-insured branches from 8 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| The Andover Bank | 6 | $426.8 million |
| The Huntington National Bank | 5 | $540.0 million |
| KeyBank National Association | 2 | $183.9 million |
| U.S. Bank National Association | 2 | $132.1 million |
| First Commonwealth Bank | 1 | $72.6 million |
| Conneaut Savings Bank | 1 | $65.3 million |
| CNB Bank | 1 | $60.8 million |
| The Farmers National Bank of Canfield | 1 | $44.1 million |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- The Middlefield Banking Company, 30 S Maple St, Orwell
Get told when this changes
When the next year’s lending figures are out for Ashtabula County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.