The Savings Bank
The Savings Bank received 165 applications in 2025 and made 138 mortgages, in 15 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $225,000. Of 145 decisions, 5 were denials — 3.5%.
| Legal Entity Identifier | 5493002RL75O2Y62Z184 |
|---|---|
| Applications received | 165 |
| Mortgages made | 138 |
| Denied | 5 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 20 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Savings Bank, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 87 | Not published | $235,000 | 0.0% |
| Refinancing | 48 | Not published | $185,000 | 9.4% |
| Other purposes | 3 | Under 10 loans | Under 10 loans | 0.0% |
Where The Savings Bank lends most
The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Franklin County, OH | 49 | Not published | 2.0% |
| Pickaway County, OH | 46 | Not published | 4.2% |
| Fairfield County, OH | 20 | Not published | 4.8% |
| Madison County, OH | 6 | Under 10 loans | 0.0% |
| Hocking County, OH | 3 | Under 10 loans | 0.0% |
| Licking County, OH | 3 | Under 10 loans | 25.0% |
| Delaware County, OH | 2 | Under 10 loans | 0.0% |
| Fayette County, OH | 2 | Under 10 loans | 0.0% |
| Ross County, OH | 2 | Under 10 loans | 0.0% |
| Ashtabula County, OH | 1 | Under 10 loans | 0.0% |
| Champaign County, OH | 1 | Under 10 loans | 0.0% |
| Greene County, OH | 1 | Under 10 loans | 0.0% |
| Montgomery County, OH | 1 | Under 10 loans | 0.0% |
| Scioto County, OH | 1 | Under 10 loans | 0.0% |
| Clark County, OH | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.