Mortgage Lender Index

Mortgage lenders in Scioto County

1,121 mortgages were made in Scioto County, Ohio, in 2025, by 177 lenders. The median rate their borrowers got was 6.750% on a median loan of $125,000. Of 1,738 decisions, 530 were denials — 30.5%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Fifth Third Bank, National Association 109 6.625% $115,000 30.2%
DESCO 105 6.500% $105,000 13.9%
U.S. Bank National Association 100 6.563% $130,000 28.3%
Peoples Bank 81 7.250% $75,000 18.8%
ATOMIC CREDIT UNION, INC. 70 Not published $105,000 43.6%
Rocket Mortgage, LLC 66 6.688% $125,000 29.5%
Citizens Bank, National Association 51 7.650% $105,000 26.7%
WesBanco Bank, Inc. 44 4.933% $130,000 15.1%
UNITED SHORE FINANCIAL SERVICES, LLC 28 6.188% $180,000 14.7%
Mortgage Research Center, LLC 26 6.500% $185,000 34.2%
BAYSHORE MORTGAGE FUNDING, LLC 26 7.063% $160,000 10.0%
PNC Bank, National Association 21 7.490% $85,000 41.7%
GUARANTEED RATE, INC. 17 6.625% $125,000 9.5%
Loandepot.Com, LLC 15 7.500% $75,000 28.6%
POLARIS HOME FUNDING CORP. 13 6.750% $95,000 5.6%
VANDERBILT MORTGAGE AND FINANCE, INC. 12 10.120% $130,000 75.4%
First State Bank 12 7.500% $115,000 36.8%
RAPID MORTGAGE COMPANY 12 6.625% $140,000 0.0%
MOVEMENT MORTGAGE, LLC 10 6.688% $120,000 15.4%
Equity Prime Mortgage LLC 10 6.500% $180,000 0.0%
MYCUMORTGAGE, LLC 10 6.250% $165,000 0.0%
FIGURE LENDING LLC 9 Under 10 loans Under 10 loans 13.3%
Kentucky Farmers Bank Corporation 9 Under 10 loans Under 10 loans 25.0%
Paramount Residential Mortgage Group, Inc. 9 Under 10 loans Under 10 loans 0.0%
The Ohio Valley Bank Company 9 Under 10 loans Under 10 loans 10.0%
Coastal Community Bank 8 Under 10 loans Under 10 loans 5.6%
PENNYMAC LOAN SERVICES, LLC 8 Under 10 loans Under 10 loans 33.3%
Navy Federal Credit Union 8 Under 10 loans Under 10 loans 11.1%
AmeriSave Mortgage Corporation 7 Under 10 loans Under 10 loans 58.8%
The Huntington National Bank 7 Under 10 loans Under 10 loans 33.3%
STOCKTON MORTGAGE CORPORATION 7 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 7 Under 10 loans Under 10 loans 12.5%
Farm Credit Mid-America 7 Under 10 loans Under 10 loans 12.5%
Broker Solutions, Inc. 6 Under 10 loans Under 10 loans 25.0%
City National Bank of West Virginia 6 Under 10 loans Under 10 loans 45.5%
NATIONSTAR MORTGAGE LLC 6 Under 10 loans Under 10 loans 14.3%
UNION HOME MORTGAGE CORP. 6 Under 10 loans Under 10 loans 25.0%
THE VINTON COUNTY NATIONAL BANK 6 Under 10 loans Under 10 loans 0.0%
EQUITY RESOURCES, INC. 6 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 6 Under 10 loans Under 10 loans 14.3%
CROSSCOUNTRY MORTGAGE, INC. 5 Under 10 loans Under 10 loans 28.6%
NFM, INC. 5 Under 10 loans Under 10 loans 0.0%
SOUTHWEST STAGE FUNDING, LLC 4 Under 10 loans Under 10 loans 20.0%
FREEDOM MORTGAGE CORPORATION 4 Under 10 loans Under 10 loans 33.3%
MUTUAL OF OMAHA MORTGAGE, INC. 4 Under 10 loans Under 10 loans 20.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 4 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 4 Under 10 loans Under 10 loans 42.9%
FIRST COMMUNITY MORTGAGE, INC. 4 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 3 Under 10 loans Under 10 loans 76.9%
NEWREZ LLC 3 Under 10 loans Under 10 loans 66.7%
NEW DAY FINANCIAL, LLC 3 Under 10 loans Under 10 loans 40.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 3 Under 10 loans Under 10 loans 25.0%
LOWER, LLC 3 Under 10 loans Under 10 loans 25.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 0.0%
MEMBERS CHOICE 3 Under 10 loans Under 10 loans 25.0%
PLANET HOME LENDING, LLC 3 Under 10 loans Under 10 loans 0.0%
Liberty 3 Under 10 loans Under 10 loans 0.0%
UNION CAPITAL MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 0.0%
SCHUMACHER MORTGAGE LLC 3 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 2 Under 10 loans Under 10 loans 60.0%
LoanUnited.com, LLC 2 Under 10 loans Under 10 loans 33.3%
CONSUMER REAL ESTATE FINANCE CO. 2 Under 10 loans Under 10 loans 50.0%
First Federal Bank 2 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 2 Under 10 loans Under 10 loans 0.0%
BPL MORTGAGE TRUST, LLC 2 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 2 Under 10 loans Under 10 loans 0.0%
Kingston National Bank 2 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 2 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 63.3%
Discover Bank 1 Under 10 loans Under 10 loans 91.7%
Third Federal Savings and Loan Association of Cleveland 1 Under 10 loans Under 10 loans 85.7%
Union Savings Bank 1 Under 10 loans Under 10 loans 33.3%
WRIGHT-PATT CREDIT UNION, INC. 1 Under 10 loans Under 10 loans 83.3%
Nations Lending Corporation 1 Under 10 loans Under 10 loans 60.0%
FIRST COLONY MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 50.0%
BETTER MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
DAS Acquisition Company, LLC 1 Under 10 loans Under 10 loans 0.0%
254900M2C4Q6DATP2889 1 Under 10 loans Under 10 loans 50.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 66.7%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
Pathways Financial Credit Union, Inc. 1 Under 10 loans Under 10 loans 50.0%
SOUTHWEST FUNDING, LP 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 1 Under 10 loans Under 10 loans 0.0%
ENDEAVOR CAPITAL, LLC. 1 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 50.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 Under 10 loans Under 10 loans 50.0%
CARRINGTON MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 50.0%
TELHIO 1 Under 10 loans Under 10 loans 0.0%
ASHLAND Credit Union 1 Under 10 loans Under 10 loans 0.0%
KeyBank National Association 1 Under 10 loans Under 10 loans 50.0%
PHH Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Flagstar Bank, N.A. 1 Under 10 loans Under 10 loans 50.0%
Synergy One Lending, Inc. 1 Under 10 loans Under 10 loans 0.0%
Community Trust Bank, Inc. 1 Under 10 loans Under 10 loans 0.0%
SOUTH RIVER MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
WALKER & DUNLOP, LLC 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE AFFINITY, LLC 1 Under 10 loans Under 10 loans 0.0%
HOWARD HANNA FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
The Savings Bank 1 Under 10 loans Under 10 loans 0.0%
MORTGAGEONE, INC. 1 Under 10 loans Under 10 loans 0.0%
TOP FLITE FINANCIAL, INC. 1 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 1 Under 10 loans Under 10 loans 0.0%
Armed Forces Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
THE OLD FORT BANKING COMPANY 1 Under 10 loans Under 10 loans 0.0%
LIBERTY HOME MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
The Park National Bank 1 Under 10 loans Under 10 loans 0.0%
THE EQUITABLE MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
CLEAREDGE LENDING LLC 1 Under 10 loans Under 10 loans 0.0%
SIRVA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
SENTE MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
GENERAL ELECTRIC CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
LCNB National Bank 1 Under 10 loans Under 10 loans 0.0%
Baxter Credit Union 1 Under 10 loans Under 10 loans 0.0%
UNIVERSAL 1 CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
RIGHT START MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
SUCCESS MORTGAGE PARTNERS, INC. 1 Under 10 loans Under 10 loans 0.0%
LAKE MICHIGAN CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
CINFED Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
CONSTRUCTIVE LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
United Trust Bank 1 Under 10 loans Under 10 loans 0.0%
SUCCESS LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
CHAMPIONS FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 88.9%
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
MORTGAGE SOLUTIONS OF COLORADO, LLC 0 Under 10 loans Under 10 loans 100.0%
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 66.7%
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
HFG HOLDINGS, LLC 0 Under 10 loans Under 10 loans 100.0%
Bank of America, National Association 0 Under 10 loans Under 10 loans 100.0%
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
The Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
CITIZENS BANK OF KENTUCKY, INC. 0 Under 10 loans Under 10 loans Not published
MILEND, INC. 0 Under 10 loans Under 10 loans 100.0%
TOWNE MORTGAGE COMPANY 0 Under 10 loans Under 10 loans 50.0%
Connexus Credit Union 0 Under 10 loans Under 10 loans 100.0%
LIMA ONE CAPITAL, LLC 0 Under 10 loans Under 10 loans Not published
Tomo Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
Filo Mortgage, L.L.C. 0 Under 10 loans Under 10 loans 0.0%
Transportation Federal Credit Union 0 Under 10 loans Under 10 loans Not published
GENEVA FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
GEORGIA'S OWN 0 Under 10 loans Under 10 loans 100.0%
Commerce Home Mortgage, Inc. 0 Under 10 loans Under 10 loans Not published
PRIMARY RESIDENTIAL MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
SUMMIT FUNDING, INC. 0 Under 10 loans Under 10 loans 100.0%
PFN Lending Group, Inc. 0 Under 10 loans Under 10 loans 100.0%
Bethpage Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
Farmers Bank & Trust 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 100.0%
HOMEXPRESS MORTGAGE CORP. 0 Under 10 loans Under 10 loans 100.0%
Magnolia Bank, Incorporated 0 Under 10 loans Under 10 loans Not published
Ixonia Bank 0 Under 10 loans Under 10 loans 100.0%
VERITAS FUNDING, LLC 0 Under 10 loans Under 10 loans Not published
CREDIT UNION OF OHIO 0 Under 10 loans Under 10 loans 100.0%
Allied First Bank,sb 0 Under 10 loans Under 10 loans 100.0%
Kemba Financial Credit Union Inc 0 Under 10 loans Under 10 loans 100.0%
Citibank, National Association 0 Under 10 loans Under 10 loans Not published
First Commonwealth Bank 0 Under 10 loans Under 10 loans 0.0%
LUXURY MORTGAGE CORP. 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
HOMEBRIDGE FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
CHURCHILL MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
PANORAMA MORTGAGE GROUP, LLC 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
KIND LENDING, LLC 0 Under 10 loans Under 10 loans Not published
CNB Bank 0 Under 10 loans Under 10 loans Not published
CALCON MUTUAL MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
NexBank 0 Under 10 loans Under 10 loans Not published
ALLIANT CREDIT UNION 0 Under 10 loans Under 10 loans Not published
First National Bank of Pennsylvania 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Scioto County

16 FDIC-insured branches from 8 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
U.S. Bank National Association 3$256.4 million
Fifth Third Bank, National Association 3$192.6 million
Peoples Bank 3$155.0 million
WesBanco Bank, Inc. 2$184.8 million
PNC Bank, National Association 2$110.7 million
Kentucky Farmers Bank Corporation 1$5.3 million
First State Bank 1$5.0 million
Woodforest National Bank 1$4.5 million

Closed since the 2025 survey

1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.

Get told when this changes

When the next year’s lending figures are out for Scioto County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.