CREDIT UNION OF OHIO
CREDIT UNION OF OHIO received 142 applications in 2025 and made 53 mortgages, in 37 counties across 3 states. The median rate its borrowers got was 7.750% on a median loan of $55,000. Of 103 decisions, 48 were denials — 46.6%, most often for credit history.
| Legal Entity Identifier | 549300WYRD3CZ6KH1N11 |
|---|---|
| Applications received | 142 |
| Mortgages made | 53 |
| Denied | 48 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 39 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.481 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 7 | Under 10 loans | Under 10 loans | 46.2% |
| Refinancing | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Other purposes | 45 | 8.000% | $55,000 | 43.4% |
Where CREDIT UNION OF OHIO lends most
The 37 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Franklin County, OH | 29 | 7.750% | 32.6% |
| Fairfield County, OH | 6 | Under 10 loans | 30.0% |
| Delaware County, OH | 4 | Under 10 loans | 0.0% |
| Trumbull County, OH | 3 | Under 10 loans | 25.0% |
| Cuyahoga County, OH | 2 | Under 10 loans | 75.0% |
| Hamilton County, OH | 2 | Under 10 loans | 33.3% |
| Pickaway County, OH | 2 | Under 10 loans | 0.0% |
| Champaign County, OH | 1 | Under 10 loans | 0.0% |
| Fayette County, OH | 1 | Under 10 loans | 0.0% |
| Mahoning County, OH | 1 | Under 10 loans | 50.0% |
| Perry County, OH | 1 | Under 10 loans | 0.0% |
| Union County, OH | 1 | Under 10 loans | 0.0% |
| Fresno County, CA | 0 | Under 10 loans | 100.0% |
| Highlands County, FL | 0 | Under 10 loans | Not published |
| Allen County, OH | 0 | Under 10 loans | 100.0% |
| Crawford County, OH | 0 | Under 10 loans | 100.0% |
| Darke County, OH | 0 | Under 10 loans | Not published |
| Fulton County, OH | 0 | Under 10 loans | 100.0% |
| Gallia County, OH | 0 | Under 10 loans | Not published |
| Geauga County, OH | 0 | Under 10 loans | Not published |
| Guernsey County, OH | 0 | Under 10 loans | 100.0% |
| Hocking County, OH | 0 | Under 10 loans | 100.0% |
| Licking County, OH | 0 | Under 10 loans | 100.0% |
| Logan County, OH | 0 | Under 10 loans | 100.0% |
| Lorain County, OH | 0 | Under 10 loans | 100.0% |
| Madison County, OH | 0 | Under 10 loans | 100.0% |
| Marion County, OH | 0 | Under 10 loans | 100.0% |
| Medina County, OH | 0 | Under 10 loans | 100.0% |
| Morrow County, OH | 0 | Under 10 loans | 100.0% |
| Ottawa County, OH | 0 | Under 10 loans | 100.0% |
| Richland County, OH | 0 | Under 10 loans | 100.0% |
| Sandusky County, OH | 0 | Under 10 loans | 100.0% |
| Scioto County, OH | 0 | Under 10 loans | 100.0% |
| Seneca County, OH | 0 | Under 10 loans | 100.0% |
| Stark County, OH | 0 | Under 10 loans | 100.0% |
| Summit County, OH | 0 | Under 10 loans | Not published |
| Warren County, OH | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.