Mortgage lenders in Union County
2,549 mortgages were made in Union County, Ohio, in 2025, by 265 lenders. The median rate their borrowers got was 6.625% on a median loan of $315,000. Of 3,154 decisions, 495 were denials — 15.7%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| The Huntington National Bank | 246 | 7.315% | $235,000 | 19.6% |
| M/I FINANCIAL, LLC | 132 | 6.000% | $475,000 | 0.0% |
| Rocket Mortgage, LLC | 131 | 6.625% | $265,000 | 15.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 130 | 6.249% | $425,000 | 10.2% |
| VICTORY MORTGAGE, L.L.C. | 119 | 5.625% | $415,000 | 4.0% |
| Fifth Third Bank, National Association | 110 | 6.750% | $205,000 | 19.9% |
| NFM, INC. | 100 | 6.750% | $370,000 | 0.0% |
| PULTE MORTGAGE LLC | 91 | 5.750% | $465,000 | 8.0% |
| JPMorgan Chase Bank, National Association | 74 | 6.125% | $375,000 | 8.3% |
| HONDA Federal Credit Union | 67 | 7.250% | $105,000 | 14.1% |
| Third Federal Savings and Loan Association of Cleveland | 62 | 6.990% | $155,000 | 21.0% |
| Union Savings Bank | 52 | 6.688% | $330,000 | 7.1% |
| Kemba Financial Credit Union Inc | 48 | 7.063% | $125,000 | 19.7% |
| First Financial Bank | 45 | 6.375% | $485,000 | 16.7% |
| UNION HOME MORTGAGE CORP. | 44 | 6.625% | $345,000 | 6.4% |
| PENNYMAC LOAN SERVICES, LLC | 42 | 6.437% | $360,000 | 12.0% |
| PNC Bank, National Association | 41 | 7.610% | $125,000 | 19.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 39 | 6.625% | $305,000 | 0.0% |
| WRIGHT-PATT CREDIT UNION, INC. | 37 | 6.250% | $275,000 | 28.3% |
| The Richwood Banking Company | 37 | 7.250% | $205,000 | 7.5% |
| Pathways Financial Credit Union, Inc. | 32 | 6.490% | $95,000 | 25.6% |
| GUARANTEED RATE, INC. | 28 | 6.538% | $445,000 | 3.3% |
| LOWER, LLC | 27 | 6.624% | $395,000 | 3.6% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 25 | 6.000% | $275,000 | 13.8% |
| U.S. Bank National Association | 23 | 7.100% | $225,000 | 37.8% |
| BMI Federal Credit Union | 23 | 7.000% | $205,000 | 17.9% |
| WesBanco Bank, Inc. | 23 | 6.500% | $185,000 | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 21 | 6.600% | $355,000 | 8.7% |
| FREEDOM MORTGAGE CORPORATION | 20 | 6.250% | $275,000 | 14.3% |
| NEWREZ LLC | 18 | 6.688% | $255,000 | 29.6% |
| Civista Bank | 18 | 6.563% | $495,000 | 14.3% |
| NATIONSTAR MORTGAGE LLC | 17 | 8.500% | $155,000 | 10.5% |
| Mortgage Research Center, LLC | 16 | 6.250% | $330,000 | 38.5% |
| Fairway Independent Mortgage Corporation | 16 | 6.625% | $365,000 | 0.0% |
| THE EQUITABLE MORTGAGE CORPORATION | 16 | 6.500% | $385,000 | 0.0% |
| The State Bank and Trust Company | 15 | 6.625% | $385,000 | 11.8% |
| Loandepot.Com, LLC | 14 | 6.563% | $170,000 | 31.8% |
| FIGURE LENDING LLC | 14 | 8.288% | $75,000 | 0.0% |
| Coastal Community Bank | 13 | 10.740% | $55,000 | 0.0% |
| The Middlefield Banking Company | 13 | Not published | $255,000 | 23.5% |
| GO MORTGAGE, LLC | 13 | 6.250% | $395,000 | 6.3% |
| Farm Credit Mid-America | 13 | 7.000% | $175,000 | 0.0% |
| Navy Federal Credit Union | 12 | 6.563% | $310,000 | 18.8% |
| First Commonwealth Bank | 12 | 5.990% | $145,000 | 30.0% |
| S&T Bank | 12 | 6.500% | $540,000 | 7.7% |
| First Federal Community Bank of Bucyrus | 12 | Not published | $250,000 | 0.0% |
| First Merchants Bank | 12 | 6.313% | $620,000 | 0.0% |
| THE LOAN STORE, INC. | 10 | 6.750% | $360,000 | 16.7% |
| EQUITY RESOURCES, INC. | 10 | 6.125% | $475,000 | 0.0% |
| TELHIO | 9 | Under 10 loans | Under 10 loans | 40.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 8 | Under 10 loans | Under 10 loans | 27.3% |
| The Park National Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 7 | Under 10 loans | Under 10 loans | 62.5% |
| AmeriSave Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 56.3% |
| GoodLeap, LLC | 7 | Under 10 loans | Under 10 loans | 35.7% |
| The Union Bank Company | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Lendage, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 55.6% |
| Bank of America, National Association | 6 | Under 10 loans | Under 10 loans | 50.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PLANET HOME LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PHH Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 83.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | Under 10 loans | Under 10 loans | 66.7% |
| LAKEVIEW LOAN SERVICING, LLC | 4 | Under 10 loans | Under 10 loans | 60.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 44.4% |
| 254900M2C4Q6DATP2889 | 4 | Under 10 loans | Under 10 loans | 20.0% |
| USAA Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 42.9% |
| KeyBank National Association | 4 | Under 10 loans | Under 10 loans | 33.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| German American Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First National Bank of Pennsylvania | 4 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST OHIO HOME FINANCE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| SCHUMACHER MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Broker Solutions, Inc. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| BETTER MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 57.1% |
| Fidelity Federal Savings and Loan Association Of Delaware | 3 | Under 10 loans | Under 10 loans | 40.0% |
| RAPID MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| SUPERIOR CREDIT UNION, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AG CREDIT AGRICULTURAL CREDIT ASSOCIATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CME Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BRIDGE CREDIT UNION, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EDUCATION FIRST CREDIT UNION, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 2 | Under 10 loans | Under 10 loans | 86.7% |
| STOCKTON MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UNION CAPITAL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DEVELOPER'S MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| EVERETT FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENCOMPASS LENDING GROUP, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHTECHLENDING INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENDEAVOR CAPITAL, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Minster Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| North American Savings Bank, F.S.B. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EAST COAST CAPITAL CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CNB Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Buckeye State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MM LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| The Merchants National Bank | 1 | Under 10 loans | Under 10 loans | 33.3% |
| Truist Bank | 1 | Under 10 loans | Under 10 loans | 33.3% |
| Wells Fargo Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 50.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| First Federal Savings and Loan Association of Lakewood | 1 | Under 10 loans | Under 10 loans | 66.7% |
| PENTAGON FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Equity Prime Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| KIND LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MILEND, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Independent Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PEOPLES STATE BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Farmers & Merchants State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 1 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LUXURY MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The First Citizens National Bank of Upper Sandusky | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Shore United Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SCOTT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Savings and Loan Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank Texas | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Financial Federal Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Central Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sharefax Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE 1 INCORPORATED | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank of West Virginia | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Clear Mountain Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ohio State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Blaze Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION OF OHIO | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RMC HOME MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SouthState Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 65 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Union County
13 FDIC-insured branches from 8 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| The Richwood Banking Company | 3 | $718.1 million |
| JPMorgan Chase Bank, National Association | 3 | $201.5 million |
| Fifth Third Bank, National Association | 2 | $103.1 million |
| The Huntington National Bank | 1 | $192.0 million |
| PNC Bank, National Association | 1 | $78.9 million |
| The Merchants National Bank | 1 | $27.3 million |
| The Farmers National Bank of Canfield | 1 | $22.7 million |
| First Federal Community Bank of Bucyrus | 1 | $18.9 million |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- The Middlefield Banking Company, 160 Colemans Xing, Marysville
Get told when this changes
When the next year’s lending figures are out for Union County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.