BRIDGE CREDIT UNION, INC.
BRIDGE CREDIT UNION, INC. received 391 applications in 2025 and made 286 mortgages, in 55 counties across 1 state. The median rate its borrowers got was 6.250% on a median loan of $75,000. Of 382 decisions, 73 were denials — 19.1%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300PGWM7M3DKQ1F43 |
|---|---|
| Applications received | 391 |
| Mortgages made | 286 |
| Denied | 73 |
| Approved, not taken up | 23 |
| Withdrawn or incomplete | 9 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 2.1745 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 26 | 6.313% | $210,000 | 12.9% |
| Refinancing | 105 | 6.250% | $75,000 | 20.4% |
| Cash-out refinancing | 91 | 6.250% | $85,000 | 12.8% |
| Other purposes | 64 | 6.438% | $65,000 | 26.3% |
Where BRIDGE CREDIT UNION, INC. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Preble County, OH | 44 | 6.250% | 31.3% |
| Mahoning County, OH | 36 | 7.625% | 21.7% |
| Montgomery County, OH | 36 | 6.313% | 22.2% |
| Franklin County, OH | 35 | 6.250% | 16.7% |
| Delaware County, OH | 25 | 6.250% | 3.9% |
| Licking County, OH | 12 | 6.250% | 7.1% |
| Greene County, OH | 10 | 6.250% | 16.7% |
| Fairfield County, OH | 9 | Under 10 loans | 0.0% |
| Clark County, OH | 8 | Under 10 loans | 0.0% |
| Lorain County, OH | 6 | Under 10 loans | 12.5% |
| Cuyahoga County, OH | 4 | Under 10 loans | 20.0% |
| Medina County, OH | 4 | Under 10 loans | 33.3% |
| Darke County, OH | 3 | Under 10 loans | 0.0% |
| Fayette County, OH | 3 | Under 10 loans | 0.0% |
| Pickaway County, OH | 3 | Under 10 loans | 0.0% |
| Trumbull County, OH | 3 | Under 10 loans | 40.0% |
| Union County, OH | 3 | Under 10 loans | 0.0% |
| Ashland County, OH | 2 | Under 10 loans | 33.3% |
| Butler County, OH | 2 | Under 10 loans | 0.0% |
| Guernsey County, OH | 2 | Under 10 loans | 0.0% |
| Knox County, OH | 2 | Under 10 loans | 0.0% |
| Miami County, OH | 2 | Under 10 loans | 0.0% |
| Morgan County, OH | 2 | Under 10 loans | 0.0% |
| Morrow County, OH | 2 | Under 10 loans | 33.3% |
| Ottawa County, OH | 2 | Under 10 loans | 33.3% |
| Richland County, OH | 2 | Under 10 loans | 33.3% |
| Allen County, OH | 1 | Under 10 loans | 0.0% |
| Auglaize County, OH | 1 | Under 10 loans | 0.0% |
| Belmont County, OH | 1 | Under 10 loans | 0.0% |
| Brown County, OH | 1 | Under 10 loans | 0.0% |
| Champaign County, OH | 1 | Under 10 loans | 50.0% |
| Clinton County, OH | 1 | Under 10 loans | 0.0% |
| Crawford County, OH | 1 | Under 10 loans | 0.0% |
| Harrison County, OH | 1 | Under 10 loans | 0.0% |
| Holmes County, OH | 1 | Under 10 loans | 0.0% |
| Huron County, OH | 1 | Under 10 loans | 0.0% |
| Jefferson County, OH | 1 | Under 10 loans | 0.0% |
| Lake County, OH | 1 | Under 10 loans | 0.0% |
| Logan County, OH | 1 | Under 10 loans | 0.0% |
| Madison County, OH | 1 | Under 10 loans | 0.0% |
| Marion County, OH | 1 | Under 10 loans | 0.0% |
| Muskingum County, OH | 1 | Under 10 loans | 0.0% |
| Paulding County, OH | 1 | Under 10 loans | 50.0% |
| Perry County, OH | 1 | Under 10 loans | 50.0% |
| Putnam County, OH | 1 | Under 10 loans | 0.0% |
| Ross County, OH | 1 | Under 10 loans | 0.0% |
| Shelby County, OH | 1 | Under 10 loans | 0.0% |
| Summit County, OH | 1 | Under 10 loans | 0.0% |
| Wayne County, OH | 1 | Under 10 loans | 0.0% |
| Wood County, OH | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.