Mortgage Lender Index

AG CREDIT AGRICULTURAL CREDIT ASSOCIATION

AG CREDIT AGRICULTURAL CREDIT ASSOCIATION received 271 applications in 2025 and made 254 mortgages, in 32 counties across 2 states. The median rate its borrowers got was 6.785% on a median loan of $225,000. Of 267 decisions, 13 were denials — 4.9%, most often for debt-to-income ratio.

Legal Entity Identifier254900BRCCRMIPW8R563
Applications received271
Mortgages made254
Denied13
Approved, not taken up0
Withdrawn or incomplete4
Loans bought from other lenders0
Median rate spread over the prime offer rate0.263 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase190 6.800%$245,000 2.6%
Refinancing23 6.700%$155,000 14.8%
Cash-out refinancing41 6.650%$65,000 8.9%

Where AG CREDIT AGRICULTURAL CREDIT ASSOCIATION lends most

The 32 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Putnam County, OH 296.800%3.3%
Seneca County, OH 266.775%3.7%
Henry County, OH 246.850%4.0%
Wyandot County, OH 236.550%0.0%
Hancock County, OH 166.650%15.8%
Sandusky County, OH 156.800%0.0%
Hardin County, OH 136.700%7.1%
Huron County, OH 136.800%7.1%
Lorain County, OH 126.675%0.0%
Wood County, OH 126.850%7.7%
Morrow County, OH 106.750%0.0%
Ottawa County, OH 8Under 10 loans0.0%
Marion County, OH 7Under 10 loans12.5%
Allen County, OH 6Under 10 loans0.0%
Crawford County, OH 5Under 10 loans0.0%
Van Wert County, OH 5Under 10 loans28.6%
Erie County, OH 4Under 10 loans0.0%
Medina County, OH 4Under 10 loans0.0%
Ashland County, OH 3Under 10 loans0.0%
Union County, OH 3Under 10 loans0.0%
Defiance County, OH 2Under 10 loans0.0%
Fulton County, OH 2Under 10 loans0.0%
Logan County, OH 2Under 10 loans0.0%
Lucas County, OH 2Under 10 loans0.0%
Paulding County, OH 2Under 10 loans0.0%
Adams County, IN 1Under 10 loans0.0%
Allen County, IN 1Under 10 loans0.0%
DeKalb County, IN 1Under 10 loans0.0%
Geauga County, OH 1Under 10 loans0.0%
Knox County, OH 1Under 10 loans0.0%
Richland County, OH 1Under 10 loans0.0%
Mercer County, OH 0Under 10 loans100.0%

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When AG CREDIT AGRICULTURAL CREDIT ASSOCIATION’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.