Financial Federal Bank
Financial Federal Bank received 222 applications in 2025 and made 197 mortgages, in 31 counties across 15 states. The median rate its borrowers got was 6.375% on a median loan of $265,000. Of 199 decisions, 2 were denials — 1.0%, most often for collateral.
| Legal Entity Identifier | 549300BEXTNMA3CARO05 |
|---|---|
| Applications received | 222 |
| Mortgages made | 197 |
| Denied | 2 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 23 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.3045 points |
| FDIC-insured bank | Yes: Financial Federal Bank, 1 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 98 | 6.625% | $365,000 | 1.0% |
| Refinancing | 32 | 6.850% | $205,000 | 0.0% |
| Cash-out refinancing | 67 | 0.000% | $15,000 | 1.5% |
Where Financial Federal Bank lends most
The 31 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Shelby County, TN | 162 | 6.125% | 1.2% |
| Fayette County, TN | 7 | Under 10 loans | 0.0% |
| DeSoto County, MS | 3 | Under 10 loans | 0.0% |
| Hardin County, TN | 2 | Under 10 loans | 0.0% |
| Baldwin County, AL | 1 | Under 10 loans | 0.0% |
| Ashley County, AR | 1 | Under 10 loans | 0.0% |
| Cleburne County, AR | 1 | Under 10 loans | 0.0% |
| Escambia County, FL | 1 | Under 10 loans | 0.0% |
| Walton County, FL | 1 | Under 10 loans | 0.0% |
| Dawson County, GA | 1 | Under 10 loans | 0.0% |
| Greene County, GA | 1 | Under 10 loans | 0.0% |
| Teton County, ID | 1 | Under 10 loans | 0.0% |
| Kenton County, KY | 1 | Under 10 loans | 0.0% |
| Anne Arundel County, MD | 1 | Under 10 loans | 0.0% |
| Buncombe County, NC | 1 | Under 10 loans | 0.0% |
| Union County, OH | 1 | Under 10 loans | 0.0% |
| Canadian County, OK | 1 | Under 10 loans | 0.0% |
| Greenville County, SC | 1 | Under 10 loans | 0.0% |
| Hardeman County, TN | 1 | Under 10 loans | 0.0% |
| Madison County, TN | 1 | Under 10 loans | 0.0% |
| Montgomery County, TN | 1 | Under 10 loans | 0.0% |
| Sevier County, TN | 1 | Under 10 loans | 0.0% |
| Sullivan County, TN | 1 | Under 10 loans | 0.0% |
| Bexar County, TX | 1 | Under 10 loans | 0.0% |
| Fort Bend County, TX | 1 | Under 10 loans | 0.0% |
| Tarrant County, TX | 1 | Under 10 loans | 0.0% |
| Bristol city, VA | 1 | Under 10 loans | 0.0% |
| Manatee County, FL | 0 | Under 10 loans | Not published |
| Pasquotank County, NC | 0 | Under 10 loans | Not published |
| Charleston County, SC | 0 | Under 10 loans | Not published |
| Williamson County, TN | 0 | Under 10 loans | Not published |
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When Financial Federal Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.