Mortgage Lender Index

RMC HOME MORTGAGE, LLC

RMC HOME MORTGAGE, LLC received 2,778 applications in 2025 and made 2,020 mortgages, in 70 counties across 10 states. The median rate its borrowers got was 6.490% on a median loan of $350,000. Of 2,146 decisions, 120 were denials — 5.6%, most often for debt-to-income ratio.

Legal Entity Identifier549300XFPZ54Y2QPYR56
Applications received2,778
Mortgages made2,020
Denied120
Approved, not taken up6
Withdrawn or incomplete632
Loans bought from other lenders1
Median rate spread over the prime offer rate0.233 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase2,000 6.490%$355,000 5.5%
Refinancing15 6.125%$335,000 11.1%
Cash-out refinancing5 Under 10 loansUnder 10 loans 28.6%

Where RMC HOME MORTGAGE, LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Brevard County, FL 2296.625%6.2%
Allegheny County, PA 1896.625%2.6%
Polk County, FL 945.933%4.1%
Hernando County, FL 916.500%3.2%
Citrus County, FL 886.495%2.2%
St. Lucie County, FL 826.490%9.9%
Franklin County, OH 785.490%10.3%
Volusia County, FL 745.490%1.3%
Berkeley County, WV 726.625%6.5%
Pickaway County, OH 705.625%5.4%
Lee County, FL 596.125%6.4%
Lake County, FL 575.875%3.4%
Butler County, PA 576.750%0.0%
Indian River County, FL 556.250%3.5%
Jefferson County, WV 526.490%7.1%
Licking County, OH 516.875%3.8%
Charlotte County, FL 456.375%6.3%
Butler County, OH 426.490%4.2%
Flagler County, FL 416.490%0.0%
Camden County, GA 386.250%4.9%
Baldwin County, AL 366.750%0.0%
Hamilton County, OH 325.750%5.9%
Escambia County, FL 315.990%8.8%
Westmoreland County, PA 296.875%3.3%
Alachua County, FL 284.990%12.5%
Osceola County, FL 286.125%15.2%
Washington County, PA 286.625%3.5%
Sarasota County, FL 236.625%17.9%
Hillsborough County, FL 216.500%12.5%
Pasco County, FL 196.490%9.5%
Logan County, OH 195.875%9.5%
Fairfield County, OH 185.375%14.3%
Warren County, OH 176.125%0.0%
St. Johns County, FL 166.125%5.9%
Nassau County, FL 136.750%0.0%
Marion County, FL 124.990%0.0%
Clermont County, OH 9Under 10 loans18.2%
Fauquier County, VA 9Under 10 loans0.0%
Kenton County, KY 8Under 10 loans11.1%
Columbia County, FL 7Under 10 loans22.2%
Frederick County, VA 7Under 10 loans0.0%
Duval County, FL 5Under 10 loans0.0%
Beaver County, PA 5Under 10 loans16.7%
Clay County, FL 4Under 10 loans0.0%
Boone County, KY 4Under 10 loans0.0%
Warren County, VA 4Under 10 loans0.0%
Seminole County, FL 3Under 10 loans0.0%
Culpeper County, VA 3Under 10 loans0.0%
Hancock County, WV 3Under 10 loans0.0%
Stafford County, VA 2Under 10 loans0.0%

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When RMC HOME MORTGAGE, LLC’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.