Mortgage Lender Index

General Mortgage Capital Corporation

General Mortgage Capital Corporation received 5,625 applications in 2025 and made 4,489 mortgages, in 416 counties across 44 states. The median rate its borrowers got was 6.500% on a median loan of $445,000. Of 4,597 decisions, 62 were denials — 1.4%, most often for other.

Legal Entity Identifier254900VELJPWWT51WN03
Applications received5,625
Mortgages made4,489
Denied62
Approved, not taken up46
Withdrawn or incomplete1,028
Loans bought from other lenders0
Median rate spread over the prime offer rate0.083 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase2,880 6.500%$425,000 1.3%
Refinancing1,032 6.125%$515,000 1.2%
Cash-out refinancing577 6.750%$355,000 2.0%

Where General Mortgage Capital Corporation lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
King County, WA 2676.125%1.5%
Los Angeles County, CA 2616.500%1.9%
Santa Clara County, CA 2086.500%0.0%
Alameda County, CA 1856.500%1.6%
Orange County, CA 1706.495%1.2%
San Mateo County, CA 1566.625%1.8%
Middlesex County, MA 1436.375%1.4%
San Francisco County, CA 1306.624%0.8%
Wake County, NC 1166.499%1.7%
San Bernardino County, CA 1046.500%0.0%
Gwinnett County, GA 956.500%1.0%
Sacramento County, CA 896.625%0.0%
Harris County, TX 806.750%1.2%
Norfolk County, MA 796.375%3.7%
Contra Costa County, CA 696.500%1.4%
Snohomish County, WA 686.250%0.0%
Clark County, NV 636.750%6.0%
Queens County, NY 616.625%1.6%
Riverside County, CA 596.500%3.3%
San Diego County, CA 596.500%0.0%
Collin County, TX 586.625%1.6%
Honolulu County, HI 556.625%0.0%
Durham County, NC 416.624%0.0%
Fulton County, GA 396.500%0.0%
Bryan County, OK 386.625%0.0%
Mecklenburg County, NC 376.625%0.0%
Nassau County, NY 356.500%0.0%
Fort Bend County, TX 356.750%0.0%
Orange County, FL 346.625%2.9%
Fairfax County, VA 346.125%0.0%
Cook County, IL 316.500%0.0%
San Joaquin County, CA 296.625%0.0%
Albany County, NY 286.313%3.3%
Philadelphia County, PA 286.625%3.2%
Middlesex County, NJ 276.624%3.6%
Travis County, TX 276.250%0.0%
Worcester County, MA 266.687%0.0%
Suffolk County, MA 256.500%3.7%
Kings County, NY 256.500%0.0%
Chatham County, GA 236.875%4.2%
Franklin County, OH 227.000%0.0%
Placer County, CA 216.750%0.0%
Richmond County, NY 216.375%0.0%
Delaware County, OH 216.875%0.0%
DeKalb County, GA 196.875%0.0%
Horry County, SC 196.625%0.0%
Tarrant County, TX 186.313%0.0%
Cherokee County, GA 176.490%0.0%
Cobb County, GA 176.500%0.0%
Forsyth County, GA 176.375%0.0%

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When General Mortgage Capital Corporation’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.