Home Mortgage Alliance Corporation (HMAC) received 3,885 applications in 2025 and made
1,963 mortgages, in 449 counties across 46 states.
The median rate its borrowers got was 7.375% on a median loan of $325,000.
Of 2,783 decisions, 716 were denials — 25.7%, most often for credit application incomplete.
Legal Entity Identifier
254900LTD432L5CHIZ48
Applications received
3,885
Mortgages made
1,963
Denied
716
Approved, not taken up
104
Withdrawn or incomplete
1,102
Loans bought from other lenders
0
Median rate spread over the prime offer rate
1.3105 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
1,057
6.875%
$375,000
20.7%
Refinancing
94
6.990%
$565,000
44.2%
Cash-out refinancing
812
9.000%
$225,000
28.5%
Where Home Mortgage Alliance Corporation (HMAC) lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When Home Mortgage Alliance Corporation (HMAC)’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.