Mortgage Lender Index

City National Bank of West Virginia

City National Bank of West Virginia received 4,653 applications in 2025 and made 2,944 mortgages, in 151 counties across 13 states. The median rate its borrowers got was 6.290% on a median loan of $105,000. Of 4,312 decisions, 1,177 were denials — 27.3%, most often for credit history.

Legal Entity Identifier549300KJZ82173UB3I21
Applications received4,653
Mortgages made2,944
Denied1,177
Approved, not taken up191
Withdrawn or incomplete341
Loans bought from other lenders46
Median rate spread over the prime offer rate0.24 points
FDIC-insured bankYes: City National Bank of West Virginia, 97 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,027 6.290%$225,000 10.9%
Refinancing798 6.500%$95,000 25.7%
Other purposes1,119 2.990%$55,000 39.0%

Where City National Bank of West Virginia lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Kanawha County, WV 3656.290%32.7%
Raleigh County, WV 2256.290%27.2%
Berkeley County, WV 2086.290%24.7%
Putnam County, WV 1776.290%18.9%
Cabell County, WV 1516.290%26.7%
Greenbrier County, WV 1306.250%20.1%
Greenup County, KY 1266.290%26.5%
Lawrence County, OH 1266.290%28.3%
Augusta County, VA 986.290%23.7%
Jefferson County, WV 966.200%23.3%
Boyd County, KY 926.290%24.1%
Fayette County, KY 806.350%19.1%
Jessamine County, KY 686.500%17.7%
Woodford County, KY 685.720%22.8%
Harrison County, WV 496.200%19.7%
Fayette County, WV 486.250%37.2%
Shenandoah County, VA 446.450%36.0%
Monongalia County, WV 436.290%13.0%
Wayne County, WV 436.290%25.8%
Mason County, WV 386.425%28.6%
Staunton city, VA 356.330%15.9%
Franklin County, KY 346.320%26.5%
Frederick County, VA 346.320%28.0%
Mercer County, WV 336.250%21.4%
Warren County, VA 306.320%41.5%
Lincoln County, WV 306.400%27.1%
Carter County, KY 266.325%28.2%
Johnson County, KY 256.290%39.1%
Jackson County, WV 256.350%29.7%
Summers County, WV 236.350%35.9%
Waynesboro city, VA 206.500%16.0%
Marion County, WV 206.290%8.7%
Morgan County, WV 206.320%27.6%
Rockbridge County, VA 176.250%34.6%
Nicholas County, KY 156.100%50.0%
Lawrence County, KY 146.150%34.8%
Madison County, KY 146.290%20.0%
Harrison County, KY 136.290%40.9%
Braxton County, WV 136.290%37.9%
Pocahontas County, WV 116.100%42.9%
Boone County, WV 106.475%45.0%
Scott County, KY 9Under 10 loans9.1%
Hamilton County, OH 9Under 10 loans0.0%
Buena Vista city, VA 9Under 10 loans40.0%
Monroe County, WV 9Under 10 loans16.7%
Montgomery County, KY 8Under 10 loans60.0%
Rockingham County, VA 8Under 10 loans11.1%
Winchester city, VA 8Under 10 loans20.0%
Floyd County, KY 7Under 10 loans30.0%
Wood County, WV 7Under 10 loans12.5%

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When City National Bank of West Virginia’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.